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$349,900

9286 SE 128TH STREET, SUMMERFIELD, FL 34491

3D Tour
Active57 days on market

Beds

2

Baths

2

Sq Ft

1,732 sq ft

Year Built

2002

Lot Size

0.24 acres

Garage

2

About This Property

NEW PRICE! REDUCED $15,100 to just $349,900! BEST POOL VALUE IN DEL WEBB! - RARE POOL & SPA HOME ON OVERSIZED CUL-DE-SAC LOT! Welcome to this beautifully updated and upgraded 2 BR plus den Madeira model in the premier 55+ Del Webb community. Perfectly situated on a premium 10,454 sq ft semi-private cul-de-sac lot, this exceptional home offers 1,732 sq ft of refined living space and a resort-style outdoor retreat featuring a gas-heated saltwater pool, attached spa, and expansive 34x20 birdcage. Outstanding curb appeal begins with a beautiful front courtyard, an expanded driveway widened 2 feet on each side, and decorative stucco banding surrounding all windows. Step inside to a light-filled open floor plan showcasing beautiful views of the pool and spa. This meticulously maintained home features crown molding throughout, tile flooring in the main living areas, laminate flooring in the bedrooms (no carpet), French doors to the den/office, recessed lighting in the great room, kitchen and hallway, and ceiling fans throughout except in the kitchen and dinette. The well-appointed kitchen offers stainless steel appliances, a skylight, bay-window dinette, upgraded maple cabinetry with crown molding, beveled countertops, and an adjoining bonus area complete with a built-in desk and bookshelves. The spacious primary suite features a charming bay window overlooking the pool and landscaped backyard, along with an atrium door providing direct access to the pool and lanai. Step outside to your private oasis with a 34x10 open lanai, spacious 34x20 birdcage, and a custom gas-heated saltwater pool and spa beautifully renovated in 2024. Major updates include a 2018 roof, 2018 A/C, and 2018 gas water heater. The oversized garage, extended 4 feet and equipped with built-in cabinetry and shelving, provides abundant storage space, while a shared irrigation well helps keep water costs low. Residents enjoy Del Webb's outstanding resort-style amenities, including indoor and outdoor pools, a state-of-the-art fitness center, clubhouse, tennis, pickleball, bocce, walking and biking trails, golf, numerous clubs, and a vibrant social calendar. Move-in ready and lovingly maintained, this rare property combines premium upgrades, exceptional outdoor living, and a highly desirable oversized cul-de-sac location, making it one of the most unique opportunities in Del Webb. (Refrigerator in garage does not convey. Seller is a licensed Realtor in the State of Florida.)

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM731513
StatusActive
Year Built2002
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionSPRUCE CREEK GC
CountyMarion
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsAluminum Frames, Blinds, Double Pane Windows, Drapes, Rods, Shades, Window Treatments
CoolingCentral Air
HeatingCentral, Natural Gas
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorCourtyard, Irrigation System, Private Mailbox, Rain Gutters
Lot Size0.24 acres (10,454 sq ft)
Lot Dimensions92 x 115
Lot FeaturesCul-De-Sac, Landscaped, Oversized Lot
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Sprinkler Well, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$214 / Monthly
Senior CommunityYes

Financial Details

List Price$349,900
Original Price$365,000
Annual Taxes$2,709 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #6120089000

Directions

From 27/441 and Del Webb Blvd, take Del Webb Blvd to 2nd stop sign - Turn left into Sawgrass (128th PL), take first right at 92nd CT Road, then take first right at 128th Street to home on right.

Location

9286 SE 128TH STREET, SUMMERFIELD, FL 34491

Listing Information

OfficeJUDY L. TROUT REALTY
ListedSeptember 4, 2026

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Home Price

$349,900

20% ($69,980)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,286
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How to Buy This Home

Multiple financing options available for this $349,900 home in SUMMERFIELD.

🏛️

FHA Loan

$12,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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