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$304,900

4427 NE 5TH STREET, OCALA, FL 34470

3D Tour
Active55 days on market

Beds

3

Baths

2

Sq Ft

1,788 sq ft

Year Built

1997

Lot Size

0.12 acres

Garage

2

About This Property

Quality, elegance, and thoughtful updates come together beautifully in this Stonewood Villas home. Set in a desirable all-age community with a low HOA fee and just minutes from Downtown Ocala, this 3-bedroom, 2-bath home offers 1,788+ square feet of comfortable, beautifully maintained living space. Step inside and you’ll immediately notice the details that set this home apart. The spacious living room features vaulted ceilings, crown molding, a stunning Swarovski crystal chandelier, and a built-in Thomasville entertainment center, while porcelain tile plank flooring flows throughout for a timeless look and easy care. The eat-in kitchen combines style and function with white cabinetry, granite countertops, and stainless-steel appliances, complemented by a bright breakfast nook overlooking the garden. A skylit bonus room adds valuable flexibility as an office, den, or additional living space. The split-bedroom design provides privacy, with a welcoming primary suite featuring generous built-in closet storage and a spa-like bath with a Jacuzzi tub and walk-in shower. Outside, the covered back porch overlooks a peaceful garden setting, creating the perfect spot to relax or entertain. And the updates? NEW 3.5-ton 16 SEER Trane HVAC + complete duct replacement and all copper lines replaced (12/2024) 10 year parts and 3 year labor warranty on HVAC, Pella and PGT windows (2015), roof (2015) has a 50 year transferable warranty, gutters, and additional insulation (2020). Energy-efficient windows, Levolor shades, updated lighting and ceiling fans, a solar attic fan, and additional attic storage add even more comfort and functionality. Beautifully crafted, thoughtfully updated, and ideally located—this is a Stonewood Villas home that truly deserves to be seen.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM731873
StatusActive
Year Built1997
Stories1
Total Rooms7
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationBlock
FacesNortheast
SubdivisionSTONEWOOD VILLAS 03
CountyMarion
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Skylight(s), Solid Surface Counters, Vaulted Ceiling(s), Window Treatments
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Irrigation System
Lot Size0.12 acres (5,227 sq ft)
Lot Dimensions52 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Phone Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$384 / Annually
Senior CommunityNo

Financial Details

List Price$304,900
Original Price$324,900
Annual Taxes$1,958 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD08
Parcel #2769005003

Schools

ElementaryWard-Highlands Elem. School
MiddleFort King Middle School
HighVanguard High School

Directions

From SE 17th St. Continue on SE Maricamp Rd Turn left onto SE 24th St. Turn left onto SE 36th Ave. Turn right onto E Fort King St. Turn left onto NE 45th Ter. Turn right onto NE 45th Ter. Turn left onto NE 5th St.

Location

4427 NE 5TH STREET, OCALA, FL 34470

Listing Information

OfficeSELLSTATE NEXT GENERATION REALTY
ListedSeptember 9, 2026

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Home Price

$304,900

20% ($60,980)
6.75%

Loan Term

Principal & Interest$1,582
Property Tax (est.)$279
Insurance (est.)$150
Total Monthly$2,012
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $304,900 home in OCALA.

🏛️

FHA Loan

$10,672 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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