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$189,900

416 N HOURGLASS TERRACE, CRYSTAL RIVER, FL 34429

3D Tour
Active30 days on market

Beds

4

Baths

3

Sq Ft

1,456 sq ft

Year Built

1984

Lot Size

0.26 acres

Garage

—

About This Property

Virtually Staged. PRE-INSPECTED WITH CLEAR 4-PT INSPECTION,READY FOR FINANCING! NEW A/C, NEW ROOF, NEW ELECTRIC PANEL AND STUDIO WITH 2ED FULL KITCHEN! Welcome to 416 N Hourglass Terrace, your tropical Crystal River retreat just minutes from Fort Island Beach and the waterfront amenities near the Plantation Resort. This beautifully updated property offers a flexible layout with a 3-bedroom, 2-bath main home plus an attached, 1-bath in-law suite each with its own full kitchen, perfect for multi-generational living, guests, or rental income. Inside, you ll find luxury vinyl plank flooring, gorgeous remodeled bathrooms, and fresh, modern finishes throughout. A new roof adds long-term peace of mind. Step outside into your own tropical paradise with lush palm trees, vibrant native landscaping, and a private backyard that feels like a nature sanctuary. Located near the Plantation on Crystal River Resort, manatee tours, marinas, fishing, and the Gulf Coast s best natural attractions without being part of the resort. Perfect as a full-time residence, vacation home, or income-producing property, this home brings together updates, flexibility, and pure Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM731967
StatusActive
Year Built1984
Stories1
Total Rooms3
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesEast
SubdivisionHOURGLASS LAKE REP
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen
FlooringLuxury Vinyl
AppliancesOther
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting
Lot Size0.26 acres (11,250 sq ft)
Lot Dimensions100 x 150
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$189,900
Original Price$194,900
Annual Taxes$2,225 (2025)
ZoningCLR
Parcel #17E18S330070000A00060

Directions

Drive north down hourglass ter da crib will be on the left.

Location

416 N HOURGLASS TERRACE, CRYSTAL RIVER, FL 34429

Listing Information

OfficeTROPIC SHORES REALTY
ListedSeptember 9, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$189,900

20% ($37,980)
6.75%

Loan Term

Principal & Interest$985
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,309
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How to Buy This Home

Multiple financing options available for this $189,900 home in CRYSTAL RIVER.

🏛️

FHA Loan

$6,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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