Beds
3
Baths
2
Sq Ft
1,140 sq ft
Year Built
2021
Lot Size
0.23 acres
Garage
2
About This Property
Welcome to this newer 2021-built 3-bedroom, 2-bath home featuring a spacious 2-car garage and an inviting open floor plan. The split-bedroom layout offers privacy, while the kitchen showcases granite countertops and flows seamlessly into the main living areas. Luxury vinyl plank flooring runs throughout, and the primary suite includes a walk-in closet and private bath with a shower. A guest bath with tub/shower combination provides added convenience. Enjoy the Florida lifestyle from the rear concrete patio, or take advantage of the home’s convenient location just 2.5 miles from historic Downtown Inverness, with its charming courthouse square, local dining, lakes, parks, and access to the Withlacoochee State Trail.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Highway 44 to N on Independence to L on Garfield to house on left
Location
2809 GARFIELD STREET W, INVERNESS, FL 34453
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$259,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $259,900 home in INVERNESS.
🏛️
FHA Loan
$9,097 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.