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$259,900

2811 GARFIELD STREET W, INVERNESS, FL 34453

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,140 sq ft

Year Built

2021

Lot Size

0.20 acres

Garage

2

About This Property

This newer 2021-built home offers 3 bedrooms, 2 baths, a 2-car garage, and a desirable open-concept design in a convenient Inverness location. The split-bedroom floor plan provides comfortable separation, while granite countertops and luxury vinyl plank flooring throughout create a clean, modern feel. The primary suite features a walk-in closet and private bath with a shower, complemented by a guest bath with tub/shower combination. A rear concrete patio provides an inviting outdoor space for relaxing or entertaining. Located just 2.5 miles from historic Downtown Inverness, residents can enjoy easy access to the area’s lakes, parks, local amenities, and the Withlacoochee State Trail. Close

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM732049
StatusActive
Year Built2021
Stories1
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionINVERNESS ACRES UNIT 01 AKA INVERNESS VILLAGE
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorNone
Lot Size0.20 acres (8,828 sq ft)
Lot Dimensions80 x 106
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$259,900
Annual Taxes$3,936 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR1
Parcel #19E19S120110001800050

Schools

ElementaryHernando Elementary
MiddleInverness Middle School
HighCitrus High School

Directions

Highway 44 to N on Independence to L on Garfield to house on left

Location

2811 GARFIELD STREET W, INVERNESS, FL 34453

Listing Information

OfficeCOLDWELL BANKER INVESTORS REAL
ListedSeptember 10, 2026

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Home Price

$259,900

20% ($51,980)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $259,900 home in INVERNESS.

🏛️

FHA Loan

$9,097 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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