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$225,000

10720 SW 62ND TERRACE, OCALA, FL 34476

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,526 sq ft

Year Built

1989

Lot Size

0.39 acres

Garage

2

About This Property

Welcome to your Florida home in the popular 55 plus Spruce Creek SW Community. This home is a 3 bedroom house with plenty of space. Split Bedroom plan. Larger living room with dining space. Roomy kitchen with plenty of cabinets. Florida Room has window air conditioner and mounted TV for your summer evening enjoyment. Updated light fixutres and ceiling fans. Vinyl flooring and carpet. Paver pad outside the Florida Room is ideal for grilling and your pet. House is on a nice corner lot. Community offers very low maintenance and reasonable monthly HOA. Community center offers swimming pool and recreation. 3 month minimum lease time here. Roof was new in 2023. Enjoy the friendly community and your Florida home and all the conveniences offered in this new area of Publix, and Liberty Triangle area.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM732218
StatusActive
Year Built1989
Stories1
Total Rooms3
ConstructionVinyl Siding
RoofShingle
FoundationSlab
FacesEast
SubdivisionSPRUCE CREEK III
CountyMarion
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorSliding Doors
Lot Size0.39 acres (16,988 sq ft)
Lot Dimensions131 x 130
Lot FeaturesLandscaped
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$122 / Monthly
Senior CommunityYes

Financial Details

List Price$225,000
Annual Taxes$514 (2025)
FinancingCash, Conventional
ZoningB2
Parcel #3568601416

Directions

Use GPS From Ocala I75 and Hwy 200 travel west on Hwy 200. Turn Left on new SW 49th Avenue or SW 60th Avenue. Turn Left right on SW 103rd Street. Watch for Spruce Creek on the Left. Enter.

Location

10720 SW 62ND TERRACE, OCALA, FL 34476

Listing Information

OfficeBUSCH REALTY
ListedSeptember 14, 2026

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Home Price

$225,000

20% ($45,000)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,524
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How to Buy This Home

Multiple financing options available for this $225,000 home in OCALA.

🏦

Conventional

$11,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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