$199,900
11699 W INDIAN CIRCLE, CRYSTAL RIVER, FL 34428
Beds
2
Baths
2
Sq Ft
1,277 sq ft
Year Built
1984
Lot Size
0.34 acres
Garage
1
About This Property
Welcome to 11699 West Indian Circle in Crystal River—a beautifully maintained, move-in ready home situated on an oversized lot backing directly to a peaceful conservation area. This immaculate concrete-block home offers a desirable two-bedroom, two-bath floor plan with a versatile den that provides additional space for a home office, study, or flex room. Inside, vaulted ceilings create an open, airy feel, while luxury vinyl flooring offers a stylish and durable finish throughout the main living areas. The home features a newer roof and has been exceptionally cared for, making it an easy choice for those looking for a home that is truly ready to enjoy. The two-car garage provides convenient parking along with an additional storage area, while the covered rear patio offers a comfortable spot to relax and take in the private, natural setting beyond the backyard. A separate storage shed provides even more room for tools, outdoor equipment, and recreational gear. Located just minutes from Fort Island Beach and close to the shopping, dining, recreation, and other amenities Crystal River has to offer, this property combines everyday convenience with the space and privacy of an oversized conservation-backed lot. Whether you're looking for a full-time residence, Florida getaway, or investment opportunity, this well-maintained home is ready to welcome its next owner.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
head n on circle house will be on left
Location
11699 W INDIAN CIRCLE, CRYSTAL RIVER, FL 34428
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$199,900
Loan Term
How to Buy This Home
Multiple financing options available for this $199,900 home in CRYSTAL RIVER.
🏛️
FHA Loan
$6,997 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.