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$229,800

620 WHITNEY AVENUE, INVERNESS, FL 34452

3D Tour
Active18 days on market

Beds

2

Baths

2

Sq Ft

1,450 sq ft

Year Built

1980

Lot Size

0.22 acres

Garage

2

About This Property

Welcome home to this charming 2-bedroom, 2-bath residence nestled within the Inverness city limits in the desirable Inverness Highlands community. Featuring a spacious 2-car garage, a fully fenced backyard, and a cozy wood-burning fireplace, this home offers the perfect blend of comfort and functionality. Relax year-round on the expansive 21' x 11' screened lanai, ideal for entertaining or enjoying Florida's beautiful weather. Conveniently located just minutes from historic downtown Inverness, Citrus Memorial Hospital, shopping, dining, parks, and the scenic Inverness Chain of Lakes, you'll enjoy easy access to boating, fishing, walking trails, and community events. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this home offers an exceptional location and endless potential. Close

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM732555
StatusActive
Year Built1980
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionINVERNESS HIGHLANDS SOUTH
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor
FlooringCarpet, Laminate
AppliancesDisposal, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump
FireplaceYes ()

Exterior & Lot

ExteriorLighting
Lot Size0.22 acres (9,600 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$229,800
Annual Taxes$2,409 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningLD
Parcel #20E19S210020021800090

Schools

ElementaryInverness Primary School
MiddleInverness Middle School
HighCitrus High School

Directions

From Hwy 41 head South on Apopka Ave, turn left on Hudson St, turn right on Whitney, home is on your left.

Location

620 WHITNEY AVENUE, INVERNESS, FL 34452

Listing Information

OfficeREMAX REALTY ONE
ListedSeptember 18, 2026

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Home Price

$229,800

20% ($45,960)
6.75%

Loan Term

Principal & Interest$1,192
Property Tax (est.)$211
Insurance (est.)$150
Total Monthly$1,553
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $229,800 home in INVERNESS.

🏛️

FHA Loan

$8,043 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,490 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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