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$339,900

5320 SW 39TH STREET, OCALA, FL 34474

3D Tour
Active43 days on market

Beds

4

Baths

3

Sq Ft

2,386 sq ft

Year Built

2011

Lot Size

0.17 acres

Garage

2

About This Property

Welcome home to this spacious 4-bedroom, 2.5-bath home with 2,386 square feet of living space located in the Saddle Creek neighborhood of Fore Ranch. The welcoming entry features tile flooring and leads into the dining area with LVP flooring, overhead lighting, and convenient pull-down shades. The open kitchen offers granite countertops, stainless steel appliances including a Samsung electric range, soft-close drawers, a pantry, and an eat-in dining area with tile flooring and overhead lighting. From the kitchen, sliding glass doors with sliding blinds lead to the screened lanai, while the adjacent living room features a high ceiling and impressive three-panel sliding doors that open to the lanai, creating a great flow for entertaining. The screened lanai includes recessed lighting and overlooks a landscaped backyard with mature bushes providing added privacy. The primary suite is located on the first floor and features LVP flooring, a ceiling fan, 3 windows with blinds, and a spacious ensuite bath with an extended double vanity, soaking tub, tiled shower with glass-look enclosure, linen closet, and walk-in closet. A convenient first-floor 1/2 bath and laundry room complete the main level, with tile flooring, a large closet, wire shelving, and a Kenmore washer and dryer. Upstairs, the open loft provides additional flexible living space with LVP flooring, 2 windows with blinds, and a ceiling fan. Three additional bedrooms feature LVP flooring, closets, ceiling fans, and windows with blinds, while the 2nd full bath offers tile flooring, a single vanity, tub/shower combination, and linen closet. This well-maintained home offers a versatile layout with spacious living areas, a first-floor primary suite, upstairs loft, and a screened outdoor living space. Additional features include a new roof (2023) and freshly painted interior. Don't Miss the opportunity to make this house your next home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM732559
StatusActive
Year Built2011
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionSADDLE CREEK
CountyMarion
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.17 acres (7,405 sq ft)
Lot Dimensions60 x 122
Lot FeaturesCleared, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$87 / Monthly
Senior CommunityNo

Financial Details

List Price$339,900
Original Price$349,900
Annual Taxes$2,734 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #2386002099

Schools

ElementarySaddlewood Elementary School
MiddleLiberty Middle School
HighWest Port High School

Directions

SR 200 to SW 48th Ave. Take the 3rd exit of the traffic circle onto SW 42nd St. Right on SW 52nd Terrace. Right on SW 53rd Rd. Right on SW 39th St. Home is on the right.

Location

5320 SW 39TH STREET, OCALA, FL 34474

Listing Information

OfficeON TOP OF THE WORLD REAL EST
ListedSeptember 21, 2026

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Home Price

$339,900

20% ($67,980)
6.75%

Loan Term

Principal & Interest$1,764
Property Tax (est.)$312
Insurance (est.)$150
Total Monthly$2,225
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $339,900 home in OCALA.

🏛️

FHA Loan

$11,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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