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$250,000

120 TROUT AVENUE, INVERNESS, FL 34450

3D Tour
Active6 days on market

Beds

3

Baths

2

Sq Ft

1,739 sq ft

Year Built

1972

Lot Size

0.18 acres

Garage

2

About This Property

Charming 1972 Inverness Home with Character, Space & Great Location! This 1,739-square-foot home offers 3 bedrooms, 2 bathrooms, plus a versatile flex room that could easily serve as an office, hobby room, or be converted into a 4th bedroom by adding a closet. The character-filled kitchen adds warmth and charm, while the private, completely fenced-in backyard provides plenty of space to relax, entertain, garden, or enjoy time with pets. An 8 x 10 shed provides convenient additional storage. Conveniently located in the heart of Inverness, you’ll be just minutes from the hospital, restaurants, shopping, and vibrant downtown. Recently named the #2 Small Town in the South, Inverness offers the charm of small-town living with easy access to everyday conveniences. Don’t miss this wonderful opportunity to enjoy character, comfort, and location all in one! "SELLER WILL INSTALL A BRAND-NEW ROOF AND WATER HEATER PRIOR TO CLOSING!" Schedule your private tour today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM732635
StatusActive
Year Built1972
Stories1
Total Rooms4
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLA BELLE ADD
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorPrimary Bedroom Main Floor, Thermostat, Window Treatments
FlooringTile, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
WindowsBlinds, Drapes, Rods, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorPrivate Yard, Sliding Doors
FencingChain Link
Lot Size0.18 acres (7,799 sq ft)
Lot Dimensions78 x 100
Lot FeaturesCleared, City Lot, Landscaped, Private
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$250,000
Annual Taxes$2,362 (2025)
FinancingCash, Conventional, FHA
ZoningRO
Parcel #20E19S180050B01000040

Schools

ElementaryInverness Primary School
MiddleInverness Middle School
HighCitrus High School

Directions

From US-301/US-441. Turn right onto SW 10th Street/SR-200 and continue toward Hernando. Turn left onto US-41 South toward Inverness. Turn left onto W Main Street, then left onto N Trout Avenue. 120 Trout Avenue will be on the right.

Location

120 TROUT AVENUE, INVERNESS, FL 34450

Listing Information

OfficeCOLDWELL REALTY SOLD GUARANTEE
ListedSeptember 24, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $250,000 home in INVERNESS.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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