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$477,000

8614 W VARRICCHIO LANE, CRYSTAL RIVER, FL 34428

3D Tour
Active18 days on market

Beds

3

Baths

2

Sq Ft

2,311 sq ft

Year Built

1986

Lot Size

3.03 acres

Garage

—

About This Property

3.03 ACRES | NO HOA | PRIVATE SETTING | ROOM FOR ANIMALS | EXTENSIVELY UPDATED This historic Citrus County property has been lovingly maintained by the same family for over 50 years. The custom-built 3-bedroom, 2-bath ranch-style home sits on 3.03 fully fenced and gated acres consisting of three adjoining 1.01-acre lots. With no HOA, no through traffic, and approximately 45 acres bordering the rear, this property offers the privacy and space of a true Florida homestead. Located in desirable DeRosa Village just north of downtown Crystal River, the property is minutes from world-renowned Three Sisters Springs and Kings Bay. The split-bedroom floor plan features an open living and dining area with vaulted ceiling, recessed lighting, natural-stone fireplace, travertine flooring, and multiple skylights. The kitchen offers custom imported hardwood cabinetry, granite countertops, stainless-steel appliances, and a gas oven/range with custom exhaust hood. Hardwood cabinetry and granite continue into the dining area with a built-in bar and wine rack. The adjoining family room features hardwood flooring and windows overlooking the landscaped grounds. The primary suite includes a walk-in closet and private bath with custom vanity, granite counters, and a large arched walk-in shower with seat and ceiling-mounted rain shower head. Two additional bedrooms share a beautifully appointed bath with custom cabinetry, granite, travertine, and built-in shower shelving. A 462-sq-ft finished flex/utility space provides excellent options for an office, gym, hobby room, studio, or bonus area. The home also features a 26kW Generac whole-house generator installed in 2025, supplied by an underground 500-gallon propane tank with wireless fuel monitoring. Additional features include a hardwired security system, custom metal security doors, and 3M safety/security window film on the windows and skylights. Outbuildings include a 20' x 40' steel accessory building with concrete floor, electric service, and two 16' x 10' pull-through garage doors, plus a 12' x 16' barn-style shed with double lofts. The grounds have been cultivated for more than four decades and feature productive gardens, fruit trees, vines, tropical plantings, fenced growing areas, a multi-section chicken coop, garden sheds, and dedicated workspaces. A four-zone Rain Bird irrigation system with automatic timer, drip-line irrigation, digital timers, and multiple water spigots supports the grounds. Major updates include the whole-house generator (2025), septic drain field (2022), garage-to-flex-space conversion (2022), roof (2021), and HVAC (2021). The home, accessory building, and barn shed are located in preferred Flood Zone X. The future Citrus Avenue exit of the Suncoast Expressway is planned just minutes away, providing future access toward the Tampa Bay area. Showings by appointment only.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM732874
StatusActive
Year Built1986
Stories1
Total Rooms11
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionDE ROSA INC UNIT 05 REV
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Skylight(s), Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringEngineered Hardwood, Travertine, Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Range Hood, Washer, Water Filtration System, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingHeat Pump
FireplaceYes ()
SecurityClosed Circuit Camera(s), Security Lights, Security System, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Rain Gutters
Lot Size3.03 acres (131,986 sq ft)
Lot Dimensions495 x 265
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Needed
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$477,000
Original Price$485,000
Annual Taxes$893 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRUR
Parcel #17E17S22005A000000800

Directions

North on Citrus Ave. (CR-495), turn left onto W. Basilico St., turn left onto N. Furno Terr., turn left onto W. Sasso Ln., turn right onto N. Marinazzo Terr, turn right onto W. Varricchio Ln. Home is on the left.

Location

8614 W VARRICCHIO LANE, CRYSTAL RIVER, FL 34428

Listing Information

OfficePLATINUM HOMES AND LAND REALTY
ListedSeptember 25, 2026

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Home Price

$477,000

20% ($95,400)
6.75%

Loan Term

Principal & Interest$2,475
Property Tax (est.)$437
Insurance (est.)$150
Total Monthly$3,062
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How to Buy This Home

Multiple financing options available for this $477,000 home in CRYSTAL RIVER.

🏛️

FHA Loan

$16,695 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,850 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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