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$299,900

12166 NE 51ST CIRCLE, OXFORD, FL 34484

3D Tour
Active18 days on market

Beds

3

Baths

2

Sq Ft

1,536 sq ft

Year Built

2010

Lot Size

0.18 acres

Garage

2

About This Property

Virtually Staged. Bison Valley Opportunity—Just Outside The Villages. Located in the established Bison Valley neighborhood, this 3-bedroom, 2-bath Florida home offers 1,536± square feet of living space on a manageable 0.18-acre lot. Built in 2010, the home features an open-concept living area, split-bedroom floor plan and a screened lanai. The real appeal is the location. Bison Valley offers a quiet, established residential setting just outside The Villages, while putting the shopping, dining, medical care, entertainment and recreational lifestyle of The Villages within easy reach. Golf-cart access adds another layer of convenience. For buyers looking for a single-family home without the CDD fees or bond associated with many properties in The Villages, Bison Valley offers an appealing alternative with a lower HOA. The home is ready for its next owner to move in and make it their own, with plenty of opportunity to update and personalize over time. If the Bison Valley location and proximity to The Villages are what you’re looking for, this is an opportunity worth seeing. Bison Valley is an all ages community!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM733171
StatusActive
Year Built2010
Total Rooms3
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionBISON VALLEY
CountySumter
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Sliding Doors, Storage
Lot Size0.18 acres (8,050 sq ft)
Lot FeaturesCleared, Landscaped
Road SurfacePaved
0

Utilities

WaterPublic, Well
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$475 / Annually
Senior CommunityNo

Financial Details

List Price$299,900
Annual Taxes$2,852 (2025)
FinancingCash, Conventional, VA Loan
ZoningR
Parcel #D09L098

Directions

From County Road 466, turn North on Sumter CR 101. Travel just past the 1st stop sign (Woodridge), then turn left into Bison Valley (NE 121st street). Follow to NE 51st Circle and turn right. Home will be on the left.

Location

12166 NE 51ST CIRCLE, OXFORD, FL 34484

Listing Information

OfficeNEWGATE REALTY, LLC
ListedOctober 2, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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How to Buy This Home

Multiple financing options available for this $299,900 home in OXFORD.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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