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$525,000

5 ZINNIAS COURT, HOMOSASSA, FL 34446

3D Tour
Active2 days on market

Beds

3

Baths

3

Sq Ft

2,627 sq ft

Year Built

2006

Lot Size

0.35 acres

Garage

3

About This Property

Welcome to this exceptional 2006 3-bedroom, 3-bathroom residence offering 2627 square feet of well-designed living space, perfectly nestled on a quiet cul-de-sac overlooking a serene greenbelt in the desirable Oak Village of Sugarmill Woods. Located within a deed-restricted community, this meticulously maintained home blends timeless elegance with modern updates and energy-efficient features. Step through the impressive, covered double-door entry into an open & split-bedroom floor plan highlighted by rounded corners, built-in shelving, abundant natural light, and an inviting layout ideal for both everyday living and entertaining. A dedicated office provides the perfect space for working from home, while the formal dining room and sunny breakfast nook offer flexible dining options. The gourmet kitchen is designed to impress, featuring rich wood cabinetry, granite countertops, stainless steel appliances, a center island, breakfast bar, and ample prep space for the home chef. The exterior presents a secluded outdoor oasis where a heated, saltwater screened pool is complemented by a covered lanai, summer kitchen, and convenient outdoor pool shower—creating the perfect setting to relax or entertain year-round. Designed with comfort and efficiency in mind, this home includes a paid-for whole-house solar system (2016), three independent HVAC zones with separate thermostats, a 2019 air conditioning system, new windows (2018), a roof replaced in 2015, a dedicated irrigation well (2020), central vacuum system, all-new LED lighting, and an interior laundry room complete with washer and dryer. Additional highlights include a spacious side-entry screened 3-car garage with ample storage and exceptional curb appeal. Conveniently located near golf courses, shopping, dining, medical facilities, and the Nature Coast's renowned outdoor recreation, this remarkable home offers the perfect combination of luxury, efficiency, and Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM733261
StatusActive
Year Built2006
Stories1
Total Rooms12
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionSUGARMILL WOODS OAK VILLAGE
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Central Vacuum, Eating Space In Kitchen, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingElectric, Heat Pump

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Lighting, Rain Gutters, Sliding Doors
Lot Size0.35 acres (15,218 sq ft)
Lot Dimensions172 x 120
Lot FeaturesCul-De-Sac, Greenbelt, Irregular Lot, Landscaped
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Salt Water, Screen Enclosure

Utilities

WaterPublic, Well
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Solar, Sprinkler Well

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$155 / Annually
Senior CommunityNo

Financial Details

List Price$525,000
Annual Taxes$3,362 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #18E20S130020017600120

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Directions

S Florida Ave (US-41). Turn left onto Pleasant Grove Rd (CR-581). Turn right onto E Stage Coach Trl (CR-480).

Location

5 ZINNIAS COURT, HOMOSASSA, FL 34446

Listing Information

OfficeKELLER WILLIAMS REALTY - ELITE PARTNERS II
ListedOctober 4, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in HOMOSASSA.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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