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$430,000

1144 E WHIRL AWAY CIRCLE, INVERNESS, FL 34453

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

2,165 sq ft

Year Built

2002

Lot Size

0.52 acres

Garage

2

About This Property

Offered for sale for the first time, this thoughtfully maintained, one-owner home in the gated Belmont Hills community of Inverness, Florida, reflects years of attentive care and tasteful improvements. Set on approximately half an acre, the 3-bedroom, 2-bath residence offers about 2,165 square feet with a split-bedroom floor plan, vaulted ceilings, a side-entry garage and inviting spaces for everyday living and entertaining. A formal dining room complements the breakfast nook, while separate living and family rooms offer flexibility for gatherings or quiet evenings at home. The family room features a built-in entertainment center with granite surfaces that coordinate with the kitchen countertops. White cabinetry and appliances give the kitchen a bright, classic look, while tile and carpet flooring provide a practical mix throughout the home. Natural light pours through French doors that open directly to the screened lanai, where mature backyard trees create a welcome sense of privacy. An additional patio storage closet keeps outdoor essentials close at hand. The original owner’s commitment to upkeep is evident in the improvements made over time. A new roof and a renovated primary bathroom were completed in 2021. The primary bath pairs a spacious walk-in shower with a separate garden tub, creating a comfortable place to unwind. Other updates include a water heater replaced in 2017, epoxy garage flooring in 2023, a Samsung washer and dryer in 2025, and fresh interior paint in 2026. The septic tank was pumped in 2024, the air ducts were cleaned in spring 2026, and termite and pest treatments have been maintained. Life in Belmont Hills extends well beyond the front door. The Citrus Hills Golf & Country Club social membership provides access to an active community lifestyle with fitness and wellness amenities, swimming, tennis, pickleball, dining, and social activities, subject to membership terms. Spend a morning staying active, meet friends for dinner, or simply enjoy the options available close to home. Conveniently located approximately 8.7 from the Shoppes at Black Diamond and 6 miles from historic downtown Inverness, the home places shopping, restaurants, and everyday services within easy reach. Explore downtown’s locally owned businesses, the Valerie Theatre, and the Depot District, or enjoy the area’s outdoor recreation along the Withlacoochee State Trail, at Fort Cooper State Park, and on the lakes and waterways that make Citrus County such an appealing place to call home. A well-loved home, an established gated neighborhood, and a location that makes it easy to enjoy both community amenities and the natural beauty of Florida.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM734055
StatusActive
Year Built2002
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionBELMONT HILLS UNTI 01
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Skylight(s), Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Lighting
Lot Size0.52 acres (22,612 sq ft)
Lot FeaturesCleared
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$613 / Quarterly
Senior CommunityNo

Financial Details

List Price$430,000
Annual Taxes$1,861 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPDR
Parcel #19E19S040010000C00030

Schools

ElementaryHernando Elementary
MiddleInverness Middle School
HighCitrus High School

Directions

Headed west on E Gulf to Lake Hwy turn right on S Run for the Roses Dr. Go through the gate. Turn left on S Secretariat Point, then left on E Seattle Slew Cir, followed by another left on E Seabiscuit Pl. Lastly, turn right on E Whirl Away Cir, home will be on your right with sign.

Location

1144 E WHIRL AWAY CIRCLE, INVERNESS, FL 34453

Listing Information

OfficeLPT REALTY, LLC
ListedOctober 19, 2026

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Home Price

$430,000

20% ($86,000)
6.75%

Loan Term

Principal & Interest$2,231
Property Tax (est.)$394
Insurance (est.)$150
Total Monthly$2,775
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $430,000 home in INVERNESS.

🏛️

FHA Loan

$15,050 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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