Skip to main content

Open House

Friday, November 20 · 12:00 PM2:00 PM

Schedule a Visit
1 / 60

$399,900

10418 SW 92ND PLACE ROAD, OCALA, FL 34481

Active18 days on market

Beds

2

Baths

2

Sq Ft

1,651 sq ft

Year Built

2021

Lot Size

0.22 acres

Garage

2

About This Property

PRIVACY, EXTENSIVE UPGRADES & EXCEPTIONAL LIVING! Tucked away on a private homesite in the gated Long Leaf Ridge neighborhood of On Top of the World, this beautifully enhanced Livingston model blends refined finishes, thoughtful improvements, and inviting indoor-outdoor living. Featuring 2 bedrooms, 2 bathrooms, and a versatile flex room, this home offers over $80,000 in upgrades designed to elevate everyday comfort and style. The kitchen is both beautiful and functional, featuring quartz countertops, a cabinetry-wrapped center island, built-in oven and microwave, cooktop, stainless steel appliances, and a coordinating tile backsplash. Soft-close and soft-open cabinetry, along with lighting above and below the cabinets, adds an elegant finishing touch. Luxury vinyl plank flooring and crown molding enhance the home's polished interior. The open living area flows through a three-panel sliding glass door to a screened lanai with three ceiling fans, creating a welcoming space to relax and enjoy the Florida lifestyle. Beyond the lanai, an expansive paver patio offers generous room for entertaining, outdoor dining, and relaxing. Approximately 13' x 30' of the patio is covered and features two ceiling fans. The surrounding yard is beautifully landscaped with curbed planting beds and decorative stone, while the private backdrop offers no homes directly behind you! The primary suite provides a comfortable retreat with a walk-in closet featuring custom built-ins and an ensuite bathroom with a tiled, glass-enclosed walk-in shower. A hot water loop provides the convenience of quicker hot water delivery. The flex room features custom built-ins and a sliding door, creating a versatile space that can effortlessly transition from a stylish home office to a comfortable third bedroom with the built-ins serving as closet space. Additional features include a well-appointed laundry room with upper and lower cabinetry and a utility sink, plus a new washer and dryer (2025). A solar tube brings additional natural light into the home, while gutters, custom window treatments, and a transferable home warranty add further value. The spacious 2.5-car garage features a motorized screen, ceiling fan, and overhead storage for added convenience. Ideally located within walking distance of The Summit and The Arbors! With extensive upgrades, generous outdoor living space, and a private setting in Long Leaf Ridge, this Livingston model offers an appealing blend of comfort, convenience, and Florida living. Located in On Top of the World's premier 55+ active adult community, residents enjoy an impressive selection of amenities, abundant social opportunities, and convenient golf-cart access to nearby shopping, dining, and everyday essentials.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM734180
StatusActive
Year Built2021
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionON TOP OF THE WORLD
CountyMarion
OwnershipLeasehold

Interior Features

InteriorBuilt-in Features, Carbon Mono/Detector, Ceiling Fan(s), Crown Molding, Primary Bedroom Main Floor, Smart Lights, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesBuilt-In Oven, Cooktop, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
LaundryGas Dryer Hookup
CoolingCentral Air
HeatingNatural Gas

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sliding Doors, Smart Irrigation
Lot Size0.22 acres (9,583 sq ft)
Lot Dimensions75 x 130
Lot FeaturesCleared, Landscaped
Road SurfacePaved, Asphalt
0

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$494 / Monthly
Senior CommunityYes

Financial Details

List Price$399,900
Annual Taxes$3,796 (2025)
FinancingCash, Conventional
ZoningPUD
Parcel #3530061062

Directions

SR 200 to SW 99th St Rd, Left on SW 94th St, Left on SW 105th Ave Rd, Left on SW 93rd Pl, Left on SW 104th Terrace, Right onto SW 92nd Place Road. Home will be on your right.

Location

10418 SW 92ND PLACE ROAD, OCALA, FL 34481

Listing Information

OfficeON TOP OF THE WORLD REAL EST
ListedOctober 16, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
Full Calculator →

How to Buy This Home

Multiple financing options available for this $399,900 home in OCALA.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

Call (813) 733-7907TextContact