$255,390
12875 SW 86TH CIRCLE, OCALA, FL 34473
Beds
3
Baths
2
Sq Ft
1,263 sq ft
Year Built
2026
Lot Size
0.23 acres
Garage
0
About This Property
This new single-level home boasts a low-maintenance layout. Off the foyer, an open-concept floorplan combines the kitchen with the living and dining areas, and a convenient patio offers seamless indoor-outdoor transitions. Three bedrooms are tucked away to the side of the home, including the luxe owner’s suite in a private back corner.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75, take Exit 341 and head west on FL-484 toward Dunnellon. Continue on FL-484, then turn left onto Marion Oaks Boulevard. Follow Marion Oaks Boulevard and turn right onto SW 86th Circle. Continue along SW 86th Circle to house #12875, located within the Marion Oaks community.
Location
12875 SW 86TH CIRCLE, OCALA, FL 34473
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$255,390
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $255,390 home in OCALA.
🏛️
FHA Loan
$8,939 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,770 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.