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$319,000

4225 SE 89TH STREET, OCALA, FL 34480

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

1,725 sq ft

Year Built

2020

Lot Size

0.25 acres

Garage

0

About This Property

Step out back and the view is open pasture, not another rooftop. Built in 2020 by Highland Homes, this 4-bedroom, 2-bath Parker in the gated Summercrest community of southeast Ocala backs up to agricultural land and is loaded with custom upgrades you won’t find in a standard build. The open great room rises to a vaulted ceiling with recessed lighting and centers on a custom built-in entertainment wall with floating oak shelves, a wood-framed electric fireplace, in-ceiling surround sound, and a mantel milled from raw wood sourced straight from a lumber mill in Waynesville, North Carolina. The TV, soundbar, and subwoofer all stay. The kitchen is the showpiece: an oversized quartz island wrapped in rustic, reclaimed-style planking under industrial pendant lighting, with soft gray shaker cabinets, stainless appliances, and an upgraded refrigerator, plus a walk-in pantry with added shelving. The owner’s suite has a walk-in wardrobe and a bath with dual vanities, a tiled shower, and a garden tub prewired for a jetted tub if you ever want to upgrade. Ceiling fans in every room, whole-house blinds, laundry room cabinets, attic stairs, and a doorbell camera are already in place. The fenced backyard is beautifully landscaped with zoned irrigation and made for gatherings, with a lighted screened porch overlooking pastureland. Out front, the Craftsman-style porch is reinforced for the hanging hammock chairs that convey, giving you the best seat on the street for coffee and conversation. A 12x20 shed, wired inside with two 20-amp circuits already roughed in at the house for a future connection, is ready to become a workshop, home gym, or storage space. A climate controlled bonus space also makes an ideal home office or hobby room, and LED lighting brightens the garage. Gated, quiet, and minutes from US 301 shopping and dining between Ocala and Belleview, this one is worth seeing in person. Call your trusted local real estate agent for a private tour.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM734908
StatusActive
Year Built2020
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSUMMERCREST
CountyMarion
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Pull Down Stairs, Split Bedroom, Stone Counters, Thermostat
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Lighting, Other, Private Mailbox, Private Yard, Sliding Doors
FencingVinyl
Other StructuresShed(s)
Lot Size0.25 acres (10,890 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$150 / Quarterly
Senior CommunityNo

Financial Details

List Price$319,000
Annual Taxes$2,451 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #3664001003

Schools

ElementaryLegacy Elementary School
MiddleBelleview Middle School
HighBelleview High School

Directions

From US 301/441 south of Ocala, head east on SE 92nd Place Rd. Turn left onto SE 47th Court Rd into Summercrest, then left onto SE 49th Avenue Rd, then left onto SE 89th St. The home is near the end of the street on the right.

Location

4225 SE 89TH STREET, OCALA, FL 34480

Listing Information

OfficeFLORIDA ADVANTAGE REALTY GROUP
ListedOctober 30, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$319,000

20% ($63,800)
6.75%

Loan Term

Principal & Interest$1,655
Property Tax (est.)$292
Insurance (est.)$150
Total Monthly$2,098
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $319,000 home in OCALA.

🏛️

FHA Loan

$11,165 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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