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$195,000

7533 SW 108TH PLACE, OCALA, FL 34476

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,250 sq ft

Year Built

1990

Lot Size

0.27 acres

Garage

1

About This Property

AFFORDABLE FLORIDA LIVING UNDER $200,000! BEAUTIFULLY UPDATED 2-BEDROOM, 2-BATH HOME IN GATED PALM CAY! Enjoy the Florida lifestyle you've been dreaming of in this beautifully updated move-in-ready home! Offering comfort, style, and an active 55+ lifestyle without breaking the bank! Step inside a bright, inviting floor plan with multiple living spaces perfect for relaxing and entertaining. The updated kitchen featuring cabinetry, updated countertops, stainless steel appliances, and convenient pull-out storage that adds style and function. Enjoy even more living space with an air conditioned Florida Room and enclosed four-season lanai, currently used as a dining room. The spacious primary suite is a relaxing retreat, features a beautifully renovated bathroom with a walk-in shower, rain shower head, handheld sprayer, glass enclosure, and fold-down teak seat. The oversized second bedroom offers flexibility for guests, hobbies, or a home office. Both bedrooms feature generous walk-in closets. Additional highlights include an updated guest bathroom, attractive luxury laminate flooring, ceramic plank tile, an interior laundry room, and an attached garage with extra storage. There is a new LIFTMASTER belt drive garage door opener. This home also offers blown in insulation reducing the energy costs and making the home more efficient. Palm Cay offers a 24-hour guarded entrance, clubhouse, swimming pool, tennis and pickleball courts, shuffleboard, library, and social activities. Conveniently located near shopping, restaurants, and medical facilities, this home offers the opportunity to enjoy Florida living year-round or as a seasonal retreat. This home is ideally situated for enjoying everything Florida has to offer. Weather you are looking for a year-round residence or the perfect seasonal getaway, this beautifully updated home offers comfort, convenience, and an affordable opportunityto embrace the Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM735062
StatusActive
Year Built1990
Stories1
Total Rooms7
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionPALM CAY UN 02
CountyMarion
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorLaminate Counters, Primary Bedroom Main Floor, Pull Down Stairs, Walk-In Closet(s), Window Treatments
FlooringEngineered Hardwood, Luxury Vinyl, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters
Lot Size0.27 acres (11,761 sq ft)
Lot Dimensions89 x 132
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesStreet Lights, Underground Utilities

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$124 / Monthly
Senior CommunityYes

Financial Details

List Price$195,000
Annual Taxes$3,037 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningB2
Parcel #3577401961

Directions

SR 200 to Palm Cay entrance. Go all the way to phase two. Make the first right and go to sw 76th Ave and make a left go to the stop sign and make a right. Home is on the left just before the bend. Sign in the window.

Location

7533 SW 108TH PLACE, OCALA, FL 34476

Listing Information

OfficeRE/MAX ALLSTARS REALTY
ListedNovember 1, 2026

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Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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How to Buy This Home

Multiple financing options available for this $195,000 home in OCALA.

🏛️

FHA Loan

$6,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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