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$180,000

3958 E SANDERS STREET, INVERNESS, FL 34453

3D Tour
Active3 days on market

Beds

2

Baths

2

Sq Ft

1,096 sq ft

Year Built

1993

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to this charming 2-bedroom, 2-bathroom home located on a quiet and quaint lot along side the Withlacoochie walking biking trail. This well-maintained home offers both comfort and durability, while also leaving the perfect template for you to renovate and make your own! You can't beat the location! The spacious backyard and seclusion is ideal for pets, play, or entertaining. Inside, you'll find carpeted bedrooms with and an oversized walk-in closet and an adorable kitchen offering a blend of coziness and easy maintenance. Wait until you see the spacious Florida room! With well and septic utilities, no HOA, and no rental restrictions, this home is perfect for owner-occupants or as a rental investment opportunity. This charming home is move-in ready and offers a fantastic opportunity to enjoy a well-cared-for property in a prime location. Enjoy close proximity to shopping and restaurants in downtown Inverness while savoring a tranquil, country-style atmosphere. Move-in ready and waiting for you!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM735206
StatusActive
Year Built1993
Stories1
Total Rooms4
ConstructionWood Siding
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionINVERNESS HIGHLANDS UNIT 03
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Ninguno
FlooringCarpet, Laminate
AppliancesConvection Oven, Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryIn Garage
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorNone
FencingChain Link
Other StructuresShed(s)
Lot Size0.22 acres (9,600 sq ft)
Lot Dimensions80 x 120
Lot FeaturesCleared, Landscaped
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$180,000
Annual Taxes$2,321 (2025)
FinancingCash, Conventional, FHA
ZoningMDR
Parcel #19E19S020030011200560

Schools

ElementaryPleasant Grove Elementary School
MiddleInverness Middle School
HighCitrus High School

Directions

US-41N, which becomes W Main Street, then continue onto FL-44 W. Turn right onto Forest Drive/N Independence Highway, left onto E Sanders Street; property will be on the left.

Location

3958 E SANDERS STREET, INVERNESS, FL 34453

Listing Information

OfficeROYAL OAK REALTY LLC
ListedNovember 5, 2026

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Home Price

$180,000

20% ($36,000)
6.75%

Loan Term

Principal & Interest$934
Property Tax (est.)$165
Insurance (est.)$150
Total Monthly$1,249
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $180,000 home in INVERNESS.

🏛️

FHA Loan

$6,300 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 10, 2026.

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