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$250,000

123 OSPREY HEIGHTS DRIVE, WINTER HAVEN, FL 33880

3D Tour
Active599 days on market

Beds

3

Baths

2

Sq Ft

1,329 sq ft

Year Built

2001

Lot Size

0.14 acres

Garage

2

About This Property

Beautiful 3BR/2BA home in a gated community of Osprey Heights. All floors are covered with wood laminate. The Solar system is paid off and included in the price of the home with no extra payment.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4932769
StatusActive
Year Built2001
Total Rooms7
ConstructionBlock
RoofShingle
FoundationBlock, Slab
FacesSouth
SubdivisionOSPREY LANDINGS PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Split Bedroom, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesElectric Water Heater, Range, Range Hood, Refrigerator
LaundryNone
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.14 acres (6,085 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Solar, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$230 / Annually
Senior CommunityNo

Financial Details

List Price$250,000
Original Price$280,000
Annual Taxes$3,331 (2023)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252902356721000090

Schools

ElementaryEagle Lake Elem
MiddleWestwood Middle
HighLake Region High

Directions

From US-17 across from Bartow airport, (N) on Spirit Lake Rd, (R) on Osprey Heights Dr.

Location

123 OSPREY HEIGHTS DRIVE, WINTER HAVEN, FL 33880

Listing Information

OfficeOSF REAL ESTATE SERVICE
ListedNovember 15, 2024

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Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $250,000 home in WINTER HAVEN.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 21, 2026.

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