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$300,000

5148 ISLAND VIEW CIRCLE N, POLK CITY, FL 33868

3D Tour
Active578 days on market

Beds

3

Baths

2

Sq Ft

2,247 sq ft

Year Built

1998

Lot Size

0.45 acres

Garage

2

About This Property

Exceptional Waterfront RV Port Estate on Premium Double Lot – Mount Olive Shores Experience elevated Class A living in this extraordinary waterfront RV Port home, perfectly situated on a premium double lot in the highly desirable Mount Olive Shores community. Designed to balance luxury, durability, and functionality, this property delivers a rare combination of space, craftsmanship, and lifestyle. The oversized RV Port comfortably accommodates virtually any Class A motorhome, while the two-car garage, expansive two-story workshop, and finished shed provide unmatched flexibility for storage, hobbies, or projects. Upper and lower decks overlook tranquil water views, creating multiple outdoor living spaces to enjoy Florida’s year-round sunshine. Built on a solid concrete slab with an upgraded anchoring system and engineer’s certification letter, the home offers structural integrity and confidence. Inside, rich hardwood floors anchor the main living areas. The gourmet kitchen is appointed with high-end stainless steel appliances and a propane gas stove—ideal for entertaining or everyday culinary enjoyment. The spacious Florida Room captures stunning waterfront views and features a propane fireplace, blending comfort with refined ambiance. The primary suite offers a spa-like retreat, highlighted by a Safe Step jetted tub and separate shower designed for relaxation and accessibility. Every element reflects pride of ownership—truly move-in ready. Residents of Mount Olive Shores now enjoy a brand-new 5,000-square-foot heated and cooled Community Center featuring a full kitchen, regulation shuffleboard and pool tables, arcade games, card room, library, vending area, and covered BBQ lanai. A vibrant social calendar filled with Bingo, karaoke, holiday celebrations, potlucks, and community events fosters connection and an active lifestyle. Ideally located just minutes from I-4, residents have convenient access to Orlando and Tampa, theme parks, shopping, dining, medical facilities, and Florida’s beautiful beaches. Deed restrictions require ownership or lease of a Class A motorhome the first year of residency. The annual HOA includes lawn maintenance, supporting a low-maintenance lifestyle. Opportunities of this caliber are rare. Secure your place in one of Central Florida’s premier RV communities and begin enjoying the lifestyle you’ve earned.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #P4933401
StatusActive
Year Built1998
Total Rooms11
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationCrawlspace, Slab
FacesSoutheast
SubdivisionMOUNT OLIVE SHORES PH 05
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Window Treatments
FlooringCeramic Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds, Double Pane Windows
CoolingCentral Air
HeatingCentral, Heat Pump
FireplaceYes ()

Exterior & Lot

ExteriorOther, Private Mailbox, Rain Gutters, Storage
Other StructuresFinished RV Port, Shed(s), Storage, Workshop
Lot Size0.45 acres (19,524 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Other, Propane, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$2,410 / Annually
Senior CommunityNo

Financial Details

List Price$300,000
Original Price$350,000
Annual Taxes$3,892 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252706298366000210

Directions

I-4 Exit Number 38 North on State Highway 33 for 3.5 Miles to Duey Road. Turn right, and the community gate is on the right. There is a call box code required. Go straight onto Shore Line Drive to the stop sign, then turn left onto Island View Drive to the stop sign, Island View Circle S, and turn left. The property is down around the corner on the left.

Location

5148 ISLAND VIEW CIRCLE N, POLK CITY, FL 33868

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedJanuary 20, 2025

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Home Price

$300,000

20% ($60,000)
6.75%

Loan Term

Principal & Interest$1,557
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,982
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How to Buy This Home

Multiple financing options available for this $300,000 home in POLK CITY.

🏛️

FHA Loan

$10,500 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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