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$99,900

700 MIRROR TERRACE NW UNIT 303, WINTER HAVEN, FL 33881

3D Tour
Active472 days on market

Beds

2

Baths

2

Sq Ft

1,029 sq ft

Year Built

1970

Lot Size

Garage

About This Property

Welcome to SPRING LAKE TOWERS, a premier 55+ community in Winter Haven, Florida offering a relaxed lakefront lifestyle with this well-maintained 2-bedroom, 2-bath condo featuring an open floor plan with stunning lake views, a 12' x 22' great room connected to the kitchen via convenient pass-through, spacious 12' x 18' Primary suite with private bathroom and walk-in closet, 10' x 13' second bedroom adjacent to guest bathroom with tub/shower, and a versatile 7' x 23' Florida room perfect for home office, hobbies, or relaxation. The all-inclusive condo fee covers cable TV, internet, water, sewer, trash removal, building maintenance (exterior, roof, insurance), reserve funds, common area upkeep, on-site management, and access to all community amenities including swimming pool, exercise room, recreation room with kitchen, library, game area, shuffleboard, laundry facilities, and active social calendar with enhanced security features. Situated on the "Chain of Lakes" for fishing, boating, and water activities with boat slips available for a reasonable fee (verify with management), this property boasts a rare assigned covered parking space in close proximity to the unit and is adjacent to Northgate shopping plaza featuring Publix, restaurants, and services, minutes from medical facilities, Winter Haven Hospital, places of worship, and downtown. No pets or smoking permitted. This perfect full-time residence or seasonal retreat (measurements approximate, information believed accurate but not guaranteed).

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #P4934745
StatusActive
Year Built1970
Stories7
Total Rooms8
ConstructionBlock
RoofMembrane, Other
FoundationSlab
FacesSouth
SubdivisionSPRING LAKE TOWERS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan
FlooringCarpet, Linoleum
AppliancesElectric Water Heater, Range, Range Hood, Refrigerator
LaundryCommon Area, Other
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Sidewalk
Road SurfaceAsphalt
ViewGarden, Pool, Water
0

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Lake Front, Lake - Chain of Lakes

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Sewer Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$650 / Monthly
Senior CommunityYes

Financial Details

List Price$99,900
Original Price$124,900
Annual Taxes$180 (2024)
FinancingCash, Conventional
Parcel #262820570421003030

Directions

Hwy 17 (6th St NW) to Mirror Terrace NW. Guest parking is along the wall.

Location

700 MIRROR TERRACE NW UNIT 303, WINTER HAVEN, FL 33881

Listing Information

OfficeLPT REALTY, LLC
ListedMay 6, 2025

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Home Price

$99,900

20% ($19,980)
6.75%

Loan Term

Principal & Interest$518
Property Tax (est.)$92
Insurance (est.)$150
Total Monthly$760
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How to Buy This Home

Multiple financing options available for this $99,900 home in WINTER HAVEN.

🏦

Conventional

$4,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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