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$227,000

2119 W PATTERSON STREET, LAKELAND, FL 33815

3D Tour
Active445 days on market

Beds

4

Baths

1

Sq Ft

1,200 sq ft

Year Built

1964

Lot Size

0.16 acres

Garage

—

About This Property

NO HOA! Charming 4BR 1BA single-family cottage located on a spacious 0.16 acre corner lot in Lakeland, FL offering both comfort and convenience with the possibility of short term rental. With four well-sized bedrooms, this home provides exceptional flexibility. Perfect for a large family, multi-generational living, or rental income potential. This home features a bonus room, open parking, fully screened front and back porches, an indoor laundry room, on a corner lot. It is in a great location minutes away from Downtown Lakeland, ideally situated near major roads such as I-4, Hwy 92, and the Polk Parkway (570) nearby restaurants, schools, grocery stores, schools, shopping centers, and near many main roads; perfect for commuting to work or visiting nearby cities. The expansive yard gives you all the space you need to bring your toys, vehicles, RVs, or boats. Whether you're a first-time buyer or savvy investor, this centrally located gem delivers comfort, space, and freedom with downright incredible value. Seller financing and private financing available. Do NOT wait, this opportunity won’t last long!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4935554
StatusActive
Year Built1964
Stories1
Total Rooms3
ConstructionBlock, Concrete, Other, Stucco
RoofOther, Shingle
FoundationOther, Slab
FacesSouth
SubdivisionGARDEN HOMES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, L Dining, Other, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat
FlooringLaminate, Other, Tile
AppliancesDryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room, Other
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Mailbox, Sidewalk
FencingOther
Other StructuresOther
Lot Size0.16 acres (6,961 sq ft)
Lot Dimensions58 x 120
Lot FeaturesCleared, Corner Lot, City Lot, Landscaped, Level, Sidewalk
Road SurfacePaved, Asphalt, Other
ViewCity, Garden, Trees/Woods
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Other, Private, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$227,000
Original Price$240,000
Annual Taxes$1,686 (2024)
FinancingAssumable, Cash, Conventional, FHA, Other, Owner May Carry, VA Loan
ZoningR-3
Parcel #232822091500001120

Schools

ElementaryJesse Keen Elem
MiddleLawton Chiles Middle
HighKathleen High

Directions

Head east on US-92 E toward Markell Blvd. Turn right onto S Wabash Ave. Turn right onto W Patterson St. Turn right at the 1st cross street onto Fleming Ave.

Location

2119 W PATTERSON STREET, LAKELAND, FL 33815

Listing Information

OfficeHUT TEAM REALTY
ListedJuly 18, 2025

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Home Price

$227,000

20% ($45,400)
6.75%

Loan Term

Principal & Interest$1,178
Property Tax (est.)$208
Insurance (est.)$150
Total Monthly$1,536
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $227,000 home in LAKELAND.

🏛️

FHA Loan

$7,945 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,350 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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