$385,000
4395 TROTTERS WAY, LAKELAND, FL 33805
Beds
6
Baths
3
Sq Ft
3,415 sq ft
Year Built
2023
Lot Size
0.13 acres
Garage
2
About This Property
Virtually Staged. Built in 2023 on a premium lakefront lot with no rear neighbors & tranquil lake views, this 6-bed, 3-full bath home with an office/flex room features open-concept living & the largest floor plan in the community at 3,415 sq. ft. Saddle Creek Preserve offers a community pool & dog park, both with serene water views. The kitchen is a true centerpiece, with granite countertops, an island with a breakfast bar, stainless steel appliances, a walk-in pantry & ample cabinet space. The primary suite is conveniently located on the first floor & includes an en-suite bathroom that features dual sinks, a oversized walk-in shower, private water closet & a walk-in closet. An additional bedroom is also located on the first floor, along with an office/flex room. Upstairs, you’ll find four additional bedrooms, one with a walk-in closet, & a 26'x23'4" loft, offering plenty of flexible space to customize to your needs.Enjoy a peaceful lakefront setting in your own backyard, perfect for quiet mornings or relaxing evenings. Or, take a short drive to Historic Downtown Lakeland, just 8 miles away, where you can explore charming boutiques, cozy coffee shops & a vibrant dining scene featuring local favorites like Nineteen61, Harry’s Seafood, Black & Brew Coffee or Vasco Sixty-One’s rooftop bar with scenic views. Is it really Saturday if you haven’t visited the infamous Downtown Farmers Curb Market? The market spans five city blocks & typically features 100–120 vendors. It’s way more than a place to grab veggies...it’s a community hub that showcases the best of local food, creativity & culture. With convenient access to I-4, commuting to Tampa or Orlando is a breeze. Don’t miss this opportunity to own a lakefront home that offers both peaceful surroundings & close proximity to everything Lakeland has to offer. Schedule your showing today!!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-4 E, take Exit 33 and head north on FL-33. Turn right on Old Combee Rd, then right on FL-659 S. Turn left on Saddle Creek Rd (State Hwy 546), then right on Old Mining Rd. Follow to Trotters Way.
Location
4395 TROTTERS WAY, LAKELAND, FL 33805
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$385,000
Loan Term
How to Buy This Home
Multiple financing options available for this $385,000 home in LAKELAND.
🏛️
FHA Loan
$13,475 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$19,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.