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$269,900

1639 SWAN LAKE CIRCLE, DUNDEE, FL 33838

3D Tour
Active338 days on market

Beds

3

Baths

2

Sq Ft

1,563 sq ft

Year Built

2021

Lot Size

0.18 acres

Garage

2

About This Property

Beautiful 3-bedroom, 2-bath home located in the desirable Ridge at Swan Lake community in Dundee. This spacious property offers 1,563 sq ft of living space, an open floor plan, and a 2-car garage. The kitchen comes fully equipped with modern appliances, while the living areas feature high ceilings and natural light. Enjoy a private backyard with room to entertain. Conveniently located near schools, shopping, and major highways. As a bonus, the home includes an additional finished room that can be used as an office or for other needs, which may not be reflected in county records. Some photos may include minor AI/virtual edits for visualization purposes. Seller is open to reasonable offers – don’t miss the chance to make this home yours! Possible assistance with buyers closing costs- ask for details

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4936205
StatusActive
Year Built2021
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionRIDGE/SWAN LAKE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringCarpet, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Sidewalk, Sliding Doors
Lot Size0.18 acres (7,645 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$262 / Annually
Senior CommunityNo

Financial Details

List Price$269,900
Original Price$283,000
Annual Taxes$3,907 (2024)
FinancingAssumable, Cash, Conventional, FHA, VA Loan
Parcel #272827835826000020

Schools

ElementaryDundee Elem
MiddleLake Marion Creek Middle
HighHaines City Senior High

Directions

From US-27, head east on Dundee Rd. Turn left on Main St, then right on Lake Marie Blvd. Continue straight and turn left into Ridge at Swan Lake community. Follow Swan Lake Cir to property.

Location

1639 SWAN LAKE CIRCLE, DUNDEE, FL 33838

Listing Information

OfficeLA ROSA REALTY LLC
ListedSeptember 9, 2025

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Home Price

$269,900

20% ($53,980)
6.75%

Loan Term

Principal & Interest$1,400
Property Tax (est.)$247
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $269,900 home in DUNDEE.

🏛️

FHA Loan

$9,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 7, 2026.

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