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$220,000

4995 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL 33868

3D Tour
Active339 days on market

Beds

2

Baths

2

Sq Ft

1,400 sq ft

Year Built

1991

Lot Size

0.27 acres

Garage

About This Property

Stunning Waterfront Class A RV Port Home – Fully Furnished & Move-In Ready Experience the ideal balance of comfort, luxury, and lifestyle in this beautifully updated waterfront RV Port home located in the highly sought-after community of Mount Olive Shores. Offered fully furnished, this exceptional residence is truly turn-key — simply bring your Class A motorhome and begin enjoying the Florida lifestyle immediately. Inside, a bright and contemporary interior showcases extensive upgrades throughout: • Beautifully remodeled kitchen featuring sleek cabinetry, granite countertops, and high-end appliances • Newer A/C system and hot water heater for reliable year-round comfort • Luxuriously updated bathrooms • New flooring throughout the kitchen, dining area, Florida room, primary bedroom, and baths • Energy-efficient dual-pane windows and insulated metal pan roof for enhanced efficiency • Expansive Florida room with panoramic canal views and a new split A/C unit • Additional concrete slab ideal for outdoor entertaining and waterfront relaxation The spacious RV Port offers full utility hookups and is thoughtfully designed to accommodate your Class A motorhome with ease. Beyond the home itself, residents enjoy the benefits of a gated, deed-restricted community tailored specifically for Class A enthusiasts. Ownership of a Class A motorhome is required the first year of residency, preserving the integrity and appeal of this premier RV neighborhood. With low HOA fees and a welcoming atmosphere, the lifestyle here is both refined and relaxed. The community now features a brand-new 5,000-square-foot heated and cooled Community Center, elevating the living experience even further. This impressive facility includes: • Full kitchen • Regulation-size shuffleboard and pool tables • Dart board and arcade games • Dedicated card room and library • Vending area • Covered BBQ lanai ideal for social gatherings Residents enjoy a vibrant calendar of seasonal activities including bingo, karaoke nights, potluck dinners, holiday celebrations, and numerous social events throughout the year — creating endless opportunities to connect and engage. Conveniently located just 3.5 miles from I-4, you’ll have quick access to shopping, dining, major medical facilities, and the attractions of both Tampa and Orlando — each less than an hour away. Waterfront. Furnished. Move-in ready. Schedule your private showing today and elevate your lifestyle.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #P4936230
StatusActive
Year Built1991
Total Rooms8
ConstructionVinyl Siding, Wood Frame
RoofMetal
FoundationCrawlspace, Slab
FacesNorthwest
SubdivisionMOUNT OLIVE SHORES PH 03
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Solid Surface Counters, Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Dryer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters
Other StructuresFinished RV Port
Lot Size0.27 acres (11,853 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,205 / Annually
Senior CommunityNo

Financial Details

List Price$220,000
Original Price$240,000
Annual Taxes$1,858 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252706298364000080

Directions

Exit 38 on I-4 North, 3.5 Miles to Duey Rd., and turn right at the community gate onto Shore Line Drive, straight to the second left onto Mount Olive Dr., and the property is down on the right.

Location

4995 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL 33868

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedSeptember 16, 2025

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$220,000

20% ($44,000)
6.75%

Loan Term

Principal & Interest$1,142
Property Tax (est.)$202
Insurance (est.)$150
Total Monthly$1,493
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How to Buy This Home

Multiple financing options available for this $220,000 home in POLK CITY.

🏛️

FHA Loan

$7,700 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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