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$47,060

324 4TH STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active363 days on market

Beds

—

Baths

0

Sq Ft

4,100 sq ft

Year Built

1948

Lot Size

0.14 acres

Garage

—

About This Property

Exceptional location with large open floor plan located in thriving downtown Winter Haven! Perfect for retail, salon, or spa. Set in a prime location just steps from the iconic Gram Parsons’ Derry Down and overlooking a beautiful park, this space puts your business in the heart of it all! Join the vibrant downtown professional district—surrounded by top restaurants, medical offices, unique boutiques, and endless foot traffic. The perfect spot to grow your brand and thrive! INFO: 2,000 square feet BUILD OUT/RENOVATION OPTIONS AVAILABLE! PRICING: $50 application fee each applicant $19/sf NNN Security Deposit starts at $3,162 CAM Fees additional $4.53/sf

Property Overview

Property TypeCommercial Lease
Sub TypeMixed Use
MLS #P4936611
StatusActive
Year Built1948
Stories1
ConstructionConcrete, Stucco
FoundationSlab
SubdivisionSILVER SHORES
CountyPolk

Interior Features

FlooringCeramic Tile, Concrete
WindowsTinted Windows
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

Lot Size0.14 acres (5,942 sq ft)
Lot Dimensions50 x 120
Lot FeaturesCentral Business District, Curb and Gutters, City Lot, Near Public Transit
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Capable, Electricity Available, Phone Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$47,060
Annual Taxes$5,195 (2024)
ZoningBR
Parcel #262820554000001150

Directions

via SR-542: From the intersection of Dundee Rd and Hwy 27 (US-27 S), turn right onto Dundee Rd (SR-542 W). Continue for 1.6 mi. Keep right onto Dundee Rd (SR-542 W). Continue for 3.0 mi. Continue on Lake Elbert Dr SE (SR-542). Continue for 0.7 mi. Continue on SR-542. Continue for 52 ft. Continue on E Central Ave (SR-542). Continue for 0.6 mi. Turn right onto 1st St N (SR-549). Continue for 0.3 mi. Turn left onto Avenue D NW. Continue for 0.3 mi. Turn left onto 4th Street NW. Continue for .2 mi and the destination will be on your left.

Location

324 4TH STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeCARREROU ENTERPRISES, LLC
ListedOctober 8, 2025

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Home Price

$47,060

20% ($9,412)
6.75%

Loan Term

Principal & Interest$244
Property Tax (est.)$43
Insurance (est.)$150
Total Monthly$437
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How to Buy This Home

Multiple financing options available for this $47,060 home in WINTER HAVEN.

🏛️

FHA Loan

$1,647 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$2,353 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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