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$99,900
Beds
3
Baths
2
Sq Ft
1,344 sq ft
Year Built
1982
Lot Size
0.29 acres
Garage
—
Investor Special or DIY Dream! Seller says get it sold!! Discover the potential in this fixer-upper located at 513 Smith Rd in Polk City. This property is ready for your personal touch and offers great bones to build on. The roof is only 5 years old, and the well was replaced just 2 years ago, giving you a solid start on key improvements. The home currently does not have central air, allowing you the flexibility to design your own comfort system. Even better—one additional parcel on 0 Smith Rd is also available, offering the opportunity to purchase all properties together as a package deal. Perfect for investors or buyers looking to expand their footprint and create something special in a peaceful, rural setting.
To reach 513 Smith Rd, Polk City, FL from the intersection of Gapway Rd and Berkley Rd in Polk City, follow these directions: Head north on Berkley Rd. Turn right (east) onto Gapway Rd. Continue on Gapway Rd until you reach the intersection with Florida Ave S (FL-33). Turn left (north) onto Florida Ave S. Proceed north on Florida Ave S, which will become Smith Rd. Continue on Smith Rd to reach 513 Smith Rd.
513 SMITH ROAD, POLK CITY, FL 33868
Pick a Day
Preferred Time
Home Price
$99,900
Loan Term
Multiple financing options available for this $99,900 home in POLK CITY.
🏛️
$3,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$4,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 31, 2026.