Skip to main content
1 / 32

$280,000

3843 ELOISE ESTATES COURT, WINTER HAVEN, FL 33881

3D Tour
Active346 days on market

Beds

3

Baths

2

Sq Ft

1,600 sq ft

Year Built

2014

Lot Size

0.12 acres

Garage

2

About This Property

HUGE PRICE REDUCTION! POND-VIEW MOVE-IN READY HOME! Enjoy a serene setting and modern updates including tile flooring & kitchen backsplash (2022) and a NEW ROOF (2023). Kitchen features granite countertops and stainless steel refrigerator. Spacious master suite with pond view, walk-in closet, and large bathroom. Split bedroom layout offers privacy and comfort. Located near Lake Smart with Chain of Lakes access! Community offers a pool and is just a short walk to the lake. This community also offers a community dock so bring your poles. Conveniently located near HWY 27, I-4, and HWY 60. Approx. 6 miles to LEGOLAND, 4 miles to Winter Haven Hospital & Publix, and 6 miles to Winter Haven Regional Airport. Furnishings negotiable (TVs do not convey). Schedule your showing today—don’t miss this opportunity!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4936639
StatusActive
Year Built2014
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAKE SMART ESTATES
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Stone Counters, Thermostat
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.12 acres (5,249 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,060 / Annually
Senior CommunityNo

Financial Details

List Price$280,000
Original Price$299,900
Annual Taxes$3,237 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262810530501001060

Directions

From Hwy 27 S, Turn Right Onto Lucerne Park Rd (2 Miles), Turn Left Into Lake Smart Estates Dr (200 FT), Turn Left Onto Julius Estates Blvd (150 FT), Turn Right Onto Eloise Estates CT (0.1 Miles)

Location

3843 ELOISE ESTATES COURT, WINTER HAVEN, FL 33881

Listing Information

OfficeCENTURY 21 WATSON & MYERS REALTY
ListedOctober 10, 2025

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$280,000

20% ($56,000)
6.75%

Loan Term

Principal & Interest$1,453
Property Tax (est.)$257
Insurance (est.)$150
Total Monthly$1,860
Full Calculator →

How to Buy This Home

Multiple financing options available for this $280,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.

Call (813) 733-7907TextContact