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$349,900

802 MARCIA LOOP, WINTER HAVEN, FL 33884

3D Tour
Active222 days on market

Beds

3

Baths

2

Sq Ft

1,539 sq ft

Year Built

2003

Lot Size

0.26 acres

Garage

2

About This Property

Welcome to 802 Marcia Loop, a LAKEFRONT property located in southeast Winter Haven! The property includes an area on Lake Ruby right across the street! The lake is visible from the living room, kitchen, dining room, as well as the primary bedroom! Enjoy the amazing view of Lake Ruby while relaxing on the back patio, which is accessible from the living room and primary bedroom! This home is equipped with a solar panels. BONUS: SOLAR PANELS WILL NOW BE PAID OFF AT CLOSING! This will allow the buyer to benefit from the energy savings from day one! With 3 bedrooms, 2 bathrooms and over 1,500 square feet of living area this home provides ample space. This home sits on just over 1/4 acre, which is the largest lot in the community! Windows and sliding doors were replaced in 2024! Recent kitchen upgrades include: countertops, backsplash and appliances in 2024. The home is also equipped with water filtration, reverse osmosis and an ADT security system. Lake Ruby connects via canal with Lake Bess, providing more area to explore while fishing, boating, etc. Lake Ruby is a 259 acre lake and the access to Lake Bess offers enjoyment of another 146 acres of water. Both lakes have slalom courses and ramps, fitting for the “Water Ski Capital of the World”. Skiing is allowed on Lake Ruby so build a dock and bring a boat in! The laundry room provides a space to complete that chore within the comfort of your home. Winter Haven is centrally located which provides easy access to many parts of the state. The theme parks and airports of Orlando and Tampa are approximately one hour drives in their respective directions. LegoLand, Publix, Wal-Mart and the AdventHealth ER are all within 5 minutes of this home! Buyer and buyer’s agent are responsible for verifying information. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4937120
StatusActive
Year Built2003
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionCRYSTALS LANDING
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Kitchen Reverse Osmosis System, Range, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.26 acres (11,243 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Solar, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$319 / Annually
Senior CommunityNo

Financial Details

List Price$349,900
Original Price$329,900
Annual Taxes$2,905 (2024)
FinancingCash, Conventional
Parcel #262912687508000140

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

From U.S. Highway 27, turn onto Cypress Gardens Blvd, turn left at W Lake Ruby Dr., turn right onto Crystal Blvd and turn right onto Marcia Loop, house is on the right.ise.

Location

802 MARCIA LOOP, WINTER HAVEN, FL 33884

Listing Information

OfficeLOCKHART & ASSOCIATES INC
ListedFebruary 26, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$349,900

20% ($69,980)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,286
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $349,900 home in WINTER HAVEN.

🏦

Conventional

$17,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 1, 2026.

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