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$683,069

601 LAKE PANSY DRIVE NW, WINTER HAVEN, FL 33881

3D Tour
Active247 days on market

Beds

3

Baths

2

Sq Ft

2,140 sq ft

Year Built

1977

Lot Size

0.47 acres

Garage

2

About This Property

Lakefront living with a proper sunset! Down a private drive with NO HOA (because your house shouldn't come with a rule book). This renovated home offers direct frontage 80' on Lake Pansy and a bonus 80' of canal frontage across the street. The property provides excellent water access and endless sunset views. Outside is where this home really shows off with amenities including a heated saltwater lap pool, lighting and water features, outdoor shower, screened in with panoramic panels because this view deserves center stage. The outdoor summer kitchen is outfitted with a new refrigerator, table top ice chest, and grill supplied by a 99-gallon propane tank, making it well-suited for entertaining all year round. The lanai is glassed in with cedar tongue and groove ceiling and motorized retractable sunshade, while enhanced landscape lighting and mature palm trees set the tropical tone. Additional exterior upgrades include a composite dock, fenced in yard, seamless gutters with leaf filters, and recently replaced garage and front entry door. Inside, the vibe continues with an electric fireplace with customizable lighting (because ambiance matters). Live-edge floating shelves with integrated lighting adds a designer touch. Double-pane replacement windows, custom drapes, California Closets throoughout, luxury vinyl and ceramic tile flooring, laundry closet for added convenience in the primary bedroom. The kitchen brings the function and flair with an island, generous storage, new cabinetry, quartz countertops, a natural gas range with hood ventilation, along with a built in microwave, electric oven, and refrigerator/freezer. Culligan water treatment. The roof and HVAC system are approximately 10 years old. Additional features include epoxy garage floor, LRE foundation improvements, and well-fed irrigation. Prewired generator hook-up installed in garage. The boat ramp is located on the west side of lake Pansy. Conveniently Located 20 minutes from Lego Land, 7 minutes from Publix Super Market, 5 minutes to Home Depot, 3 minutes to the nearest boat ramp to access the Winter Haven Chain of Lakes. This is a rare opportunity to own a turnkey lakefront property with endless sunsets, extensive upgrades, and no HOA restrictions.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4937480
StatusActive
Year Built1977
Total Rooms4
ConstructionBlock, Stucco, Wood Siding
RoofShingle
FoundationSlab
FacesEast
SubdivisionNOT IN SUBDIVISION
CountyPolk
OwnershipFee Simple

Interior Features

InteriorAttic Ventilator, Ceiling Fan(s), Crown Molding, Skylight(s), Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Porcelain Tile
AppliancesBar Fridge, Cooktop, Dishwasher, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
LaundryInside, Laundry Closet
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorFire Pit, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Rain Gutters
FencingChain Link
Lot Size0.47 acres (20,512 sq ft)
Lot FeaturesLandscaped, Street Dead-End
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Lap, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
SpaHeated

Waterfront

WaterfrontYes
FeaturesCanal - Freshwater, Lake Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Electricity Connected, Natural Gas Connected, Propane, Sprinkler Meter, Sprinkler Well

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$683,069
Original Price$850,000
Annual Taxes$760 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRE-1
Parcel #262808000000033150

Directions

From Lake Alfred US-17 S/US-92 W use the second from the left lane to turn slightly left onto US-17 S/Lake Alfred Rd. Turn right onto Brigham Rd NW. Turn right onto Lake Pansy Dr. 601 Lake Pansy Dr is located on the left.

Location

601 LAKE PANSY DRIVE NW, WINTER HAVEN, FL 33881

Listing Information

OfficeDALTON WADE INC
ListedFebruary 1, 2026

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Home Price

$683,069

20% ($136,614)
6.75%

Loan Term

Principal & Interest$3,544
Property Tax (est.)$626
Insurance (est.)$150
Total Monthly$4,320
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How to Buy This Home

Multiple financing options available for this $683,069 home in WINTER HAVEN.

🏛️

FHA Loan

$23,907 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,153 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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