Skip to main content
1 / 26

$145,900

4529 MERCADO DRIVE, SEBRING, FL 33872

3D Tour
Active182 days on market

Beds

2

Baths

2

Sq Ft

980 sq ft

Year Built

1981

Lot Size

0.04 acres

Garage

About This Property

ALL AGES WELCOME! GROUND FLOOR UNIT – NO STAIRS! Welcome to this beautifully updated 2 BR, 2 BA townhome offering effortless, single-level living and what is truly one of the BEST backyards in the community. Located in Sebring, Florida, this 2 bedroom / 2 bathroom home features 980 sq ft of base living area, complemented by a finished open porch, an expansive finished screened lanai overlooking the pool view, and finished utility/storage space—perfect for both everyday living and entertaining. Step outside to enjoy real grass, a private gated and fully fenced backyard, and a peaceful lanai setting that feels more like a private home than a typical townhome. Inside, the home offers a bright, open living space with comfortable flow; tastefully renovated with NEW flooring, updated functional kitchen with NEW refrigerator. Major mechanical updates include an installed 2.5-ton A/C system installed 2020 for reliable comfort. This solid concrete block unit is on the ground-floor and has no stairs, making it ideal for all ages and lifestyles. Parking is easy with two assigned parking spaces per unit conveniently located near the front door. This intimate HOA consists of just six townhomes, offering a quiet, low-density setting while still providing excellent value. Monthly dues of $600 (updated and inclusive of prior special assessment adjustments) cover lawn care, pool care, exterior insurance and maintenance, and termite treatment—owners only pay their individual utilities. No minimum lease requirement makes this an excellent option for savvy investors, snowbirds, or even short term leasing. Pets are welcome (one pet per unit, no weight limit) based on temperament and community harmony. Situated in the highly sought-after Sun 'N Lakes community in Sebring, you’ll enjoy convenient access to shopping, dining, parks, golf courses, and major roadways; the CDD offers convenient access to two stunning 18-hole golf courses and a beautiful clubhouse. The active community also features pickleball and tennis courts, along with a dog-friendly park, blending relaxed Florida living with everyday convenience. Don’t miss this opportunity...ground-floor townhomes with this backyard, location, and leasing flexibility are incredibly rare! DO NOT WAIT, IT WILL NOT LAST LONG!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #P4937661
StatusActive
Year Built1981
Stories1
Total Rooms4
ConstructionBlock, Concrete, Other
RoofOther, Shingle
FoundationOther, Slab
FacesNorthwest
SubdivisionTHE CAMPBELL TWNHMS
CountyHighlands
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, L Dining, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat
FlooringOther, Tile, Vinyl
AppliancesDishwasher, Range
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Other, Washer Hookup
WindowsBlinds
CoolingCentral Air, Other
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorCourtyard, Garden, Lighting, Other, Private Entrance, Private Mailbox, Sidewalk, Sliding Doors
FencingChain Link, Fenced, Other
Other StructuresOther
Lot Size0.04 acres (1,697 sq ft)
Lot FeaturesCleared, City Lot, Landscaped, Level, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt, Other
ViewCity, Garden, Pool
0

Utilities

WaterPublic, See Remarks
SewerPublic Sewer, Other
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Other, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$600 / Monthly
Senior CommunityNo

Financial Details

List Price$145,900
Original Price$159,900
Annual Taxes$1,394 (2025)
FinancingCash, Conventional, FHA, Other, Owner May Carry, Special Funding, VA Loan
ZoningR3
Parcel #C043428130255B1050

Directions

Off of Hwy 27, turn onto Sun N Lake Blvd. At the traffic circle, take the third exit onto Ponce De Leon Blvd, Turn right onto Mercado Drive.

Location

4529 MERCADO DRIVE, SEBRING, FL 33872

Listing Information

OfficeHUT REALTY, LLC
ListedJanuary 28, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$145,900

20% ($29,180)
6.75%

Loan Term

Principal & Interest$757
Property Tax (est.)$134
Insurance (est.)$150
Total Monthly$1,041
Full Calculator →

How to Buy This Home

Multiple financing options available for this $145,900 home in SEBRING.

🏛️

FHA Loan

$5,107 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,295 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

Call (813) 733-7907TextContact