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$250,000

5226 ISLAND VIEW CIRCLE N, POLK CITY, FL 33868

3D Tour
Active169 days on market

Beds

2

Baths

3

Sq Ft

1,536 sq ft

Year Built

1997

Lot Size

0.19 acres

Garage

About This Property

Class A motorhome owners—this is the waterfront property you’ve been waiting for in the highly sought-after gated community of Mount Olive Shores. This beautifully maintained Palm Harbor home offers 1,536 square feet of comfortable living space and is thoughtfully designed for the ultimate motorcoach lifestyle. Designed with RV enthusiasts in mind, the property features an oversized 15’ x 60’ RV port, providing ample room for large motorhomes while allowing plenty of space to fully extend multiple slide-outs with ease. The covered port offers convenient access to the home and excellent protection from the Florida sun and weather. Recent improvements provide valuable peace of mind, including a brand-new metal roof and fully updated anchoring system, along with a Foundation Certification Letter verifying the home’s structural integrity. The home also features a new A/C system installed in 2016. Inside, you’ll find two bedrooms, two full bathrooms, a dedicated laundry room, and a bright open living area featuring a combination of carpet and luxury vinyl flooring. Above the workshop is a second-floor bonus room, ideal for a home office, hobby room, guest retreat, or additional storage. This waterfront property offers multiple places to enjoy tranquil water views. The spacious Florida Room overlooks the water and features a convenient built-in Murphy bed, providing flexible space for visiting guests while still functioning as an inviting sitting area. Just outside, the waterfront lanai offers the perfect place to relax, entertain, and take in the peaceful scenery. Mount Olive Shores is a premier gated Class A motorhome community offering exceptional amenities. Residents now enjoy a brand-new 5,000-square-foot heated and cooled Community Center featuring a full kitchen, regulation size shuffleboard and pool tables, arcade games, card room, library, vending area, and a covered BBQ lanai. A vibrant social calendar including bingo, karaoke, holiday celebrations, potluck dinners, and community gatherings creates a welcoming and active lifestyle. Conveniently located just minutes from I-4, residents enjoy easy access to Orlando and Tampa, world-class theme parks, shopping, dining, major medical facilities, and Florida’s beautiful beaches. The annual HOA fee includes lawn maintenance and common area care, supporting a low-maintenance lifestyle. Deed restrictions require ownership or lease of a Class A motorhome the first year of residency. Waterfront properties with full RV port accommodations in Mount Olive Shores are rarely available. Don’t miss the opportunity to secure your place in one of Central Florida’s most desirable motorcoach communities.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #P4937680
StatusActive
Year Built1997
Total Rooms10
ConstructionVinyl Siding, Wood Frame
RoofMetal
FoundationCrawlspace
FacesSoutheast
SubdivisionMOUNT OLIVE SHORES PH 05
CountyPolk
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorWindow Treatments
FlooringCarpet, Luxury Vinyl
AppliancesDryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorHurricane Shutters, Private Mailbox, Rain Gutters, RV Hookup, Storage
Lot Size0.19 acres (8,359 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,205 / Annually
Senior CommunityNo

Financial Details

List Price$250,000
Annual Taxes$2,818 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252706298366000330

Directions

I-4 Exit Number 38 North on State Highway 33 for 3.5 Miles to Duey Road. Turn right, and the community gate is on the right. There is a call box code required. Go straight onto Shore Line Drive to the stop sign, then turn left onto Island View Drive to the stop sign, Island View Circle S, and turn right, and the property is down around the corner on the right

Location

5226 ISLAND VIEW CIRCLE N, POLK CITY, FL 33868

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedMarch 5, 2026

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Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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How to Buy This Home

Multiple financing options available for this $250,000 home in POLK CITY.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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