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$120,000

345 24TH STREET NW UNIT 25, WINTER HAVEN, FL 33880

3D Tour
Active223 days on market

Beds

2

Baths

2

Sq Ft

1,008 sq ft

Year Built

1979

Lot Size

0.08 acres

Garage

—

About This Property

Back on the Market! Buyer financing fell through. Enjoy relaxed, low-maintenance Florida living in the desirable 55+ community of Imperial Villas! This charming 2-bedroom, 2-bath residence offers the comfort and privacy of a home without the burden of extensive exterior upkeep. Inside, updated flooring and tastefully renovated bathrooms create a fresh, welcoming atmosphere that is ready for you to move in and enjoy. The open, comfortable layout extends to a peaceful lanai overlooking the heated community pool—an ideal place to sip your morning coffee, read a favorite book, or unwind at the end of the day. Several important improvements provide added comfort and peace of mind, including a resurfaced roof with a 15-year warranty, a tankless water heater, and an updated electrical system. The affordable HOA fee of just $270 per month includes water, high-speed internet, cable, gas, and complete grounds maintenance—leaving you responsible only for electricity. The home also includes two assigned parking spaces, one conveniently located beneath a carport, along with ample visitor parking for family and friends. Located just a short walk from beautiful Lake Howard, Imperial Villas places you close to shopping, restaurants, medical services, and the many activities and events of downtown Winter Haven. Whether you are ready to downsize, searching for a seasonal Florida retreat, or simply want a comfortable home with fewer maintenance responsibilities, this inviting villa offers the easygoing lifestyle you deserve. The property is also eligible for FHA financing (3.5% down payment) because it is considered a single-family home. Move in, relax, and start enjoying the best of Winter Haven living!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #P4937740
StatusActive
Year Built1979
Stories1
Total Rooms6
ConstructionBlock
RoofOther
FoundationSlab
FacesWest
SubdivisionIMPERIAL VILLAS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.08 acres (3,620 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$270 / Monthly
Senior CommunityYes

Financial Details

List Price$120,000
Original Price$165,000
Annual Taxes$1,776 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-4
Parcel #262819553670000250

Directions

Hwy 17 (6th ST NW), right on Central Ave, Right on Lake Howard Drive SW, right on to Avenue D NW, Left on 24th St NW, Left on Avenue D, Left into complex at the second entrance, villa on the left.

Location

345 24TH STREET NW UNIT 25, WINTER HAVEN, FL 33880

Listing Information

OfficeDALTON WADE INC
ListedFebruary 5, 2026

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Home Price

$120,000

20% ($24,000)
6.75%

Loan Term

Principal & Interest$623
Property Tax (est.)$110
Insurance (est.)$150
Total Monthly$883
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How to Buy This Home

Multiple financing options available for this $120,000 home in WINTER HAVEN.

🏛️

FHA Loan

$4,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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