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$139,500

640 FORREST DR, BARTOW, FL 33830

Active219 days on market

Beds

3

Baths

1

Sq Ft

1,152 sq ft

Year Built

1960

Lot Size

0.22 acres

Garage

—

About This Property

Bring your vision and make this charming 3-bedroom, 1-bathroom home your own! Nestled on a 0.22-acre lot in Richland Manor with no HOA, this property offers over 1,100 square feet of living space. Inside, you'll find a cozy living room that flows effortlessly into the dining area and connects to a galley-style kitchen. The spacious bedrooms are located toward the back of the home, providing a quiet retreat. A family room and bonus room add extra flexibility for entertaining, a home office, or additional living space. Enjoy the fully fenced backyard, perfect for pets, gatherings, or gardening, plus a large workshop and shed for added storage. Conveniently located near Highway 60 with quick access to shopping, dining, and everyday amenities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4938144
StatusActive
Year Built1960
Total Rooms8
ConstructionBlock, Vinyl Siding
RoofMembrane
FoundationSlab
FacesSouth
SubdivisionRICHLAND MANOR
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Ceramic Tile
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorStorage
Lot Size0.22 acres (9,509 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$139,500
Original Price$219,900
Annual Taxes$3,322 (2025)
FinancingCash, Conventional
ZoningR-1
Parcel #253006385800015100

Schools

ElementaryBartow Elem Academy
MiddleBartow Middle
HighBartow High

Directions

From Winter Haven, Take US-17 S, turn right on US-98 N, continue on FL-60 W, turn right on Richland Rd, turn left on Forrest Dr, home will be on the right.

Location

640 FORREST DR, BARTOW, FL 33830

Listing Information

OfficeASSOCIATE REALTY
ListedMarch 14, 2026

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Home Price

$139,500

20% ($27,900)
6.75%

Loan Term

Principal & Interest$724
Property Tax (est.)$128
Insurance (est.)$150
Total Monthly$1,002
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $139,500 home in BARTOW.

🏦

Conventional

$6,975 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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