1 / 29

$159,700

640 FORREST DR, BARTOW, FL 33830

Active116 days on market

Beds

Baths

Sq Ft

1,152 sq ft

Year Built

1960

Lot Size

0.22 acres

Garage

—

About This Property

Bring your vision and make this charming 3-bedroom, 1-bathroom home your own! Nestled on a 0.22-acre lot in Richland Manor with no HOA, this property offers over 1,100 square feet of living space. Inside, you'll find a cozy living room that flows effortlessly into the dining area and connects to a galley-style kitchen. The spacious bedrooms are located toward the back of the home, providing a quiet retreat. A family room and bonus room add extra flexibility for entertaining, a home office, or additional living space. Enjoy the fully fenced backyard, perfect for pets, gatherings, or gardening, plus a large workshop and shed for added storage. Conveniently located near Highway 60 with quick access to shopping, dining, and everyday amenities.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #P4938144

StatusActive

Year Built1960

Total Rooms8

ConstructionBlock, Vinyl Siding

RoofMembrane

FoundationSlab

FacesSouth

SubdivisionRICHLAND MANOR

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)

FlooringCarpet, Ceramic Tile

AppliancesRange, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorStorage

Lot Size0.22 acres (9,509 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected

Parking

GarageNo

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$159,700

Original Price$219,900

Annual Taxes$3,322 (2025)

FinancingCash, Conventional

ZoningR-1

Parcel #253006385800015100

Schools

ElementaryBartow Elem Academy

MiddleBartow Middle

HighBartow High

Directions

From Winter Haven, Take US-17 S, turn right on US-98 N, continue on FL-60 W, turn right on Richland Rd, turn left on Forrest Dr, home will be on the right.

Location

640 FORREST DR, BARTOW, FL 33830

Listing Information

OfficeASSOCIATE REALTY

ListedMarch 14, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$159,700

Down Payment20% ($31,940)

Interest Rate6.75%

Loan Term

Principal & Interest$829

Property Tax (est.)$146

Insurance (est.)$150

Total Monthly$1,125

Full Calculator →

Nearby Schools

Elementary School

Bartow Elem Academy

View on GreatSchools →

Middle School

Bartow Middle

View on GreatSchools →

High School

Bartow High

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $159,700 home in BARTOW.

🏦

Conventional

$7,985 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Bartow

All Homes

Browse listings

Pool Homes

Bartow

New Construction

Bartow

Open Houses

Bartow

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 8, 2026.