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$270,000

144 MORNING GLORY CIRCLE, WINTER HAVEN, FL 33884

3D Tour
Active174 days on market

Beds

3

Baths

2

Sq Ft

1,433 sq ft

Year Built

2006

Lot Size

0.19 acres

Garage

2

About This Property

Welcome to the beautiful waterfront resort-style gated community of Winterset. ! Enjoy the charming 3-bedroom, 2-bathroom home offering a delightful living experience. Built in 2006, this well maintained home is move in ready. The open floor plan seamlessly connects the main living areas, creating a spacious and airy feel throughout. The master bedroom is a serene retreat, complete with ample space, a walk-in closet, and an en-suite bathroom. The additional two bedrooms available for a home office, a guest room, or a personal hobby spa. . Enjoy the resort-style amenities that make this community truly exceptional. The clubhouse serves as a gathering place for residents. The sparkling pool and hot tub invite you to take a refreshing. Bring your boat- ramp available for enjoying Winter Haven’s famous chain-of-lakes.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4938259
StatusActive
Year Built2006
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionMORNINGSIDE AT WINTERSET
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air, Wall/Window Unit(s)
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.19 acres (8,394 sq ft)
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$160 / Monthly
Senior CommunityNo

Financial Details

List Price$270,000
Original Price$299,900
Annual Taxes$3,265 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262912687520000230

Directions

Cypress Gardens Blvd to Winterset. Stop at the call box for instructions to enter.

Location

144 MORNING GLORY CIRCLE, WINTER HAVEN, FL 33884

Listing Information

OfficeCENTURY 21 WATSON & MYERS REALTY
ListedMarch 26, 2026

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Home Price

$270,000

20% ($54,000)
6.75%

Loan Term

Principal & Interest$1,401
Property Tax (est.)$248
Insurance (est.)$150
Total Monthly$1,798
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How to Buy This Home

Multiple financing options available for this $270,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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