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$115,000

4155 SPRUCEWOOD STREET, WINTER HAVEN, FL 33880

3D Tour
Active163 days on market

Beds

2

Baths

2

Sq Ft

1,200 sq ft

Year Built

1981

Lot Size

0.09 acres

Garage

About This Property

Check out this well maintained home located in Oakwood Estates, a 55+ community, located in Sunny central Florida. The home features a very open and inviting kitchen, perfect for entertaining. The cooktop and built in oven have been updated. Step into the primary bedroom to find plenty of space for a king size bed, then step into the remodeled and updated primary bathroom. The split bedroom floor plan offers privacy to guests with a bathroom conveniently located outside the door. All the flooring is a laminate with no carpeting in the home. Enjoy the peaceful screened side porch. The home is located on a corner lot with a Florida room giving views of both streets, a great place for your morning coffee. The double pane windows and window AC offers additional living space when guests arrive. Oakwood Estates offers many amenities and activities. You can be as busy as you would like or enjoy the peaceful community and watch the world go by.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #P4938325
StatusActive
Year Built1981
Total Rooms8
ConstructionMetal Frame
RoofMembrane
FoundationCrawlspace
FacesSouth
SubdivisionOAKWOOD ESTATES
CountyPolk
OwnershipCo-op
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Split Bedroom
FlooringCeramic Tile, Laminate
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Refrigerator, Washer
LaundryOther
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
Lot Size0.09 acres (3,964 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$163 / Monthly
Senior CommunityYes

Financial Details

List Price$115,000
Original Price$120,000
Annual Taxes$670 (2025)
FinancingCash, Conventional
Parcel #252902356710001790

Directions

From Spirit Lake Road and Winter Lake Road, go south on Spirit Lake Road. Turn right into Oakwood Estates. Continue straight to Stop sign and turn left. Turn right on Sprucewood. Home will be at the end of the street on the right.

Location

4155 SPRUCEWOOD STREET, WINTER HAVEN, FL 33880

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedApril 6, 2026

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Home Price

$115,000

20% ($23,000)
6.75%

Loan Term

Principal & Interest$597
Property Tax (est.)$105
Insurance (est.)$150
Total Monthly$852
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How to Buy This Home

Multiple financing options available for this $115,000 home in WINTER HAVEN.

🏦

Conventional

$5,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.

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