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$299,900

136 LAKE RING DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active158 days on market

Beds

3

Baths

2

Sq Ft

1,728 sq ft

Year Built

1975

Lot Size

0.40 acres

Garage

2

About This Property

HUGE PRICE REDUCTION! WELCOME TO YOUR NEW HOME! Experience peaceful lakefront living in a charming SE Winter Haven location, just minutes from LEGOLAND Florida Resort and the beautiful Chain of Lakes. This home is perfect for buyers looking to slow down and enjoy the simple things—morning coffee with a water view, evenings by the lake, and weekends spent fishing or unwinding in your own backyard. While the lake is smaller and offers a more quiet setting with no public boat access, that’s part of its charm—less traffic, more tranquility. Situated on a spacious lot with a fenced backyard, there’s plenty of room for pets, gatherings, or creating your own outdoor oasis. Inside, the home offers a solid foundation and a warm, inviting layout, ready for your personal style and updates to truly make it your own. If you’ve been searching for an affordable lakefront lifestyle with room to grow, this is your opportunity to put down roots and create a home that reflects you.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4938606
StatusActive
Year Built1975
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionELOISE WOODS LAKE MARIAM UNIT
CountyPolk
OwnershipFee Simple

Interior Features

InteriorPrimary Bedroom Main Floor, Thermostat, Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
Lot Size0.40 acres (17,533 sq ft)
Lot FeaturesSloped
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$299,900
Original Price$324,900
Annual Taxes$2,508 (2025)
ZoningR-1
Parcel #262834662000001790

Directions

From Cypress Gardens Blvd, turn North on Pol Dr then right on Lake Ring. Home will be on your left

Location

136 LAKE RING DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeCENTURY 21 WATSON & MYERS REALTY
ListedMay 1, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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How to Buy This Home

Multiple financing options available for this $299,900 home in WINTER HAVEN.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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