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$449,900

5358 MONTSERRAT DRIVE, LAKELAND, FL 33812

3D Tour
Active125 days on market

Beds

3

Baths

2

Sq Ft

1,707 sq ft

Year Built

1995

Lot Size

0.40 acres

Garage

2

About This Property

Price Reduction!!! Come live the Florida lifestyle in this gorgeous SOUTH LAKELAND POOL HOME! This beauty has the one thing everyone is looking for, LOCATION! This home has been lovingly maintained and has several nice upgrades with all new interior and exterior paint! The pool recently resurfaced, all new custom high end light fixtures, beautiful rolling shades, and fans, custom brick wall finishes, and newer stainless steel kitchen appliances. Additional upgrades include a new pool heater, updated bathrooms with granite on the vanity in the guest bath, and granite countertops Nice high ceilings throughout the home give an open and airy feel, while the split plan gives the master plenty of privacy. The master has its own sliding glass walkout to the pool and lanai area, home security system already installed and operating, as well as updated double vanities in the bathroom, an oversized tiled shower, and separate water closet. A centrally located kitchen allows the cook in the family to be a part of the action with open views to the family room and pool area for all of those barbecues and dinners. Relax by your very own wood burning fireplace that has been updated with gorgeous slate tile in your family room in the cool months with a crackling fire at your feet. The outdoor area is a tropical paradise in summer fully screened with lots of seating space as well as a separately fenced area for a dog run for pets. The patio area has powerful dual fan systems along with sound system ready for the next game or movie night. The pool is outfitted with a new heater so you can swim year round, and not to worry because it also has a removable safety fence. Sit with coffee in the morning or a glass of wine in the evening and enjoy your very own tropical koi pond with a serene water feature in your backyard oasis. Come see this stunner yourself today before you miss out on one of the loveliest homes in Lakeland!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4938682
StatusActive
Year Built1995
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesNorthwest
SubdivisionISLAND WALK EAST
CountyPolk
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Thermostat
FlooringLaminate, Tile
AppliancesDishwasher, Microwave, Range, Range Hood, Refrigerator
LaundryCommon Area, Laundry Closet
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorDog Run, Fire Pit, Irrigation System
Lot Size0.40 acres (17,494 sq ft)
Lot Dimensions126 x 115
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, Heated, In Ground, Lighting, Screen Enclosure

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$219 / Annually
Senior CommunityNo

Financial Details

List Price$449,900
Original Price$498,900
Annual Taxes$2,716 (2025)
FinancingCash, Conventional, FHA
Parcel #242910280550001010

Schools

ElementaryHighland Grove Elem
MiddleLakeland Highlands Middl
HighGeorge Jenkins High

Directions

From South Florida Ave Head South, Turn left to East Edgewood Dr. Then turn Right on CR37B/ Lakeland highlands Rd. Turn Left/ East on Clubhouse Rd. Then Turn Left on to Andros Blvd. Then turn Right on Montserat Dr.

Location

5358 MONTSERRAT DRIVE, LAKELAND, FL 33812

Listing Information

OfficeHARPER REALTY FL, LLC
ListedMay 12, 2026

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Home Price

$449,900

20% ($89,980)
6.75%

Loan Term

Principal & Interest$2,334
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,897
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $449,900 home in LAKELAND.

🏛️

FHA Loan

$15,747 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$22,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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