Skip to main content
1 / 21

$429,900

12 CACTUS STREET, HOMOSASSA, FL 34446

Active98 days on market

Beds

4

Baths

3

Sq Ft

2,265 sq ft

Year Built

2026

Lot Size

0.28 acres

Garage

3

About This Property

Pre-Construction. To be built. The MOMENT you walk in this home, you'll be stunned how open this home is. The 4-Bedroom Home is in Sugarmill Woods Community. Featuring 4 spacious bedrooms, 2.5 bathrooms, and a 3-car garage, this home offers modern living at its finest, with high-end upgrades and thoughtful design throughout. High ceilings, luxury vinyl plank flooring, and designer finishes. The kitchen is it die for with its quartz countertops, stainless steel appliances, custom cabinetry, and a large center island—perfect for entertaining and everyday living. The master bedroom is a true retreat with a spa-like essence, complete with dual vanities, a HUGE walk-in shower, and a stand alone tub. Three additional bedrooms (maybe an office) and a half bathroom and plenty of room for family, visitors, or a home office. Enjoy the convenience of a 3-car garage, modern fixtures, energy-efficient features, and plenty of storage. Outside, a covered patio invites you to relax and enjoy the Florida lifestyle. Located in the vibrant Sugarmill Woods Community. Don’t miss your chance to make it yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4938925
StatusActive
Year Built2026
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionSUGARMILL WOODS, OAK VILLAGE
CountyCitrus
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Open Floorplan, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Epoxy, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.28 acres (12,001 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$155 / Annually
Senior CommunityNo

Financial Details

List Price$429,900
Annual Taxes$342 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #18E20S130020 01570 0060

Schools

ElementaryLecanto Primary School
MiddleLecanto Middle School
HighLecanto High School

Directions

North on US 19, Turn right onto US-98 S, Turn left onto Village Center Dr, Turn left onto Cactus St

Location

12 CACTUS STREET, HOMOSASSA, FL 34446

Listing Information

OfficeNEW BUILD SERVICES
ListedJune 4, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$429,900

20% ($85,980)
6.75%

Loan Term

Principal & Interest$2,231
Property Tax (est.)$394
Insurance (est.)$150
Total Monthly$2,775
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $429,900 home in HOMOSASSA.

🏛️

FHA Loan

$15,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Homosassa

More Homes in Homosassa

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

Call (813) 733-7907TextContact