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$519,990

445 TALAMONE DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active115 days on market

Beds

5

Baths

3

Sq Ft

2,653 sq ft

Year Built

2002

Lot Size

0.33 acres

Garage

2

About This Property

Unfurnished and move in ready! Nestled within the exclusive gated community of Tuscany, a charming neighborhood of just 19 homes in Southeast Winter Haven, this 5 bedroom, 3 bath pool home offers over 3,300 square feet under roof on a private 0.33 acre lot. Designed for both comfortable living and entertaining, the home features a dedicated office, formal dining room, living room, and an impressive 25' x 17' poolside bedroom / bonus room complete with a custom wall-to-wall hardwood entertainment center, surround sound, upgraded lighting, tile flooring, and ceiling fan. The spacious kitchen showcases abundant Kraft Maid cabinetry, granite countertops, generous workspace, and a sunny breakfast nook overlooking the pool. A thoughtfully designed triple-split bedroom floor plan provides privacy for family and guests, while multiple access points lead to the screened pool and outdoor living areas. The spacious primary suite features a double-sink vanity, garden tub, separate shower, private water closet, and oversized walk-in closet. It also as access to the pool area. Additional highlights include hand-scraped real wood flooring throughout most of the home, including the primary suite, an outdoor summer kitchen with built-in gas grill, sink, and refrigerator, indoor laundry room, oversized two-car garage, expanded driveway with parking for up to eight vehicles, a separate entrance to the bonus room, and mature landscaping with an irrigation system on a dedicated meter. The large private backyard offers plenty of space beyond the screened pool area, creating a peaceful retreat while remaining conveniently located less than a mile from schools and Publix supermarket. Experience this exceptional property like never before with a 3D Interactive Virtual Tour or Virtual Reality featuring a 2D Floor Plan and immersive 3D Dollhouse Model, plus a 360-degree Interactive Aerial Virtual Tour showcasing the entire Tuscany community and panoramic views as far as the eye can see. The home features a stunning collection of modern gold crystal chandeliers throughout, including a 23.6" dimmable LED crystal chandelier with adjustable color temperatures in the hallways and kitchen, an elegant gold crystal flush-mount chandelier in the master bedroom, a large modern crystal LED chandelier that serves as a beautiful focal point in the living room, and a luxurious 40" gold rectangular crystal chandelier with 16 lights above the dining area, creating a cohesive, contemporary design with lighting and timeless elegance throughout the home. Meticulously maintained, this one-of-a-kind pool home is a rare opportunity to own a beautiful property in one of Southeast Winter Haven's most desirable gated communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4938949
StatusActive
Year Built2002
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionTUSCANY AT WINTERSET
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Laminate, Hardwood
AppliancesDishwasher, Disposal, Gas Water Heater, Indoor Grill, Microwave, Range
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community

Exterior & Lot

ExteriorIrrigation System, Lighting, Outdoor Kitchen, Sliding Doors
Other StructuresOutdoor Kitchen
Lot Size0.33 acres (14,501 sq ft)
Lot FeaturesStreet Dead-End
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,000 / Annually
Senior CommunityNo

Financial Details

List Price$519,990
Original Price$579,000
Annual Taxes$6,593 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Zoning0
Parcel #262914687803000120

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

From highway 27, turn to Thompson Nursery Rd, 3.5 miles, make a right in the community, Tuscany, Siena Dr, take a right turn and home is on the left hand side.

Location

445 TALAMONE DRIVE, WINTER HAVEN, FL 33884

Listing Information

Office3D TEAM REALTY LLC
ListedJune 5, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$519,990

20% ($103,998)
6.75%

Loan Term

Principal & Interest$2,698
Property Tax (est.)$477
Insurance (est.)$150
Total Monthly$3,325
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $519,990 home in WINTER HAVEN.

🏛️

FHA Loan

$18,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 28, 2026.

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