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$119,000

700 MIRROR TERRACE NW UNIT 506, WINTER HAVEN, FL 33881

3D Tour

Active1 days on market

Beds

Baths

Sq Ft

1,190 sq ft

Year Built

1970

Lot Size

—

Garage

—

About This Property

PRICED TO SELL!! **GORGEOUS VIEWS FROM THIS FURNISHED DIRECT LAKEFRONT CONDO** THE 2ND BEDROOM EXTENDS THE LIVING AREA AND CAN BE CLOSED FOR GUEST BEDROOM USE. THIS BEAUTIFUL CONDO IS ON THE SOUTH "CHAIN OF LAKES" IN WINTER HAVEN, FLORIDA (CENTER OF THE STATE LOCATION). THE NICE QUALITY FURNITURE IS INCLUDED. The monthly fee includes cable, internet, water, sewer, trash removal, roof, building insurance, ground maintenance, use of the pool, recreational room, exercise room, and library. The custom design features in this condominium are; raised panel wood cabinets in the kitchen, beautiful granite countertops, custom tile backsplash, stainless steel appliances, and up to date paint selections. Spring Lake Towers Condominium is an (age 55+) NON-SMOKING, NO PETS complex. BOAT SLIPS are currently available for a reasonable yearly fee. This condo complex is immaculate and conveniently located to grocery, shopping, movie theater, medical, places of worship, restaurants, bus line & downtown Winter Haven. Spring Lake Towers holds occasional social events and planned group activities if you wish to participate. This is truly living the Florida lifestyle with a gorgeous lakefront setting. Make this your full-time residence or a winter home. All information is believed to be accurate but not guaranteed. Make your showing appointment today as it is sure to sell quickly. Measurements are approximate.

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #P4939037

StatusActive

Year Built1970

Stories7

Total Rooms7

ConstructionBlock, Concrete

RoofOther

FoundationSlab

FacesSouth

SubdivisionSPRING LAKE TOWERS

CountyPolk

OwnershipFee Simple

FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments

FlooringCarpet, Tile

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator

LaundryLaundry Closet

WindowsWindow Treatments

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorLighting, Outdoor Grill, Sidewalk

Road SurfaceAsphalt

ViewPool, Water

Waterfront

WaterfrontYes

FeaturesLake, Waterfront, Lake Front, Lake - Chain of Lakes

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageNo

CarportYes

HOA & Community

HOAYes

HOA Fee$667 / Monthly

Senior CommunityYes

Financial Details

List Price$119,000

Annual Taxes$1,752 (2025)

FinancingCash, Conventional

Parcel #262820570421005060

Directions

Hwy 17 to Mirror Terrace NW to Spring Lake Towers . Park in the guest parking along the wall.

Location

700 MIRROR TERRACE NW UNIT 506, WINTER HAVEN, FL 33881

Listing Information

OfficeJUDY B CLEAVES PROPERTIES INC

ListedJune 15, 2026

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Home Price

$119,000

Down Payment20% ($23,800)

Interest Rate6.75%

Loan Term

Principal & Interest$617

Property Tax (est.)$109

Insurance (est.)$150

Total Monthly$877

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How to Buy This Home

Multiple financing options available for this $119,000 home in WINTER HAVEN.

🏦

Conventional

$5,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 16, 2026.