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$290,000

4524 HARDER AVENUE, SEBRING, FL 33875

3D Tour
Active132 days on market

Beds

3

Baths

2

Sq Ft

1,718 sq ft

Year Built

1990

Lot Size

0.24 acres

Garage

2

About This Property

BUY WITH CONFIDENCE. 3-YEAR HOME WARRANTY PAID BY SELLER INCLUDED, WITH ACCEPTABLE OFFER! Welcome to Lake Haven Estates — No HOA! This charming 3-bedroom, 2-bathroom home with a 2-car garage is nestled on a private lot in one of Sebring's most sought-after neighborhoods. Built in 1990, the home offers a comfortable split floor plan that provides privacy for family and guests alike. Inside, laminate flooring flows throughout the entire home, creating a clean, cohesive look. The galley kitchen features a breakfast bar — perfect for casual meals or morning coffee. A dedicated laundry room adds everyday convenience. The primary suite offers a private bath, while two additional bedrooms share a second full bath. Step through the enclosed porch and out onto the patio, where you'll enjoy peaceful views of your private backyard — a serene retreat for relaxing or entertaining in the warm Florida air. Located in Lake Haven Estates with no HOA fees or special district assessments, you're just minutes from shopping, dining, Lake Jackson, the YMCA, golf courses, and Highlands Hammock State Park. Easy access to US-27 puts everything Sebring has to offer right at your doorstep.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939148
StatusActive
Year Built1990
Stories1
Total Rooms9
ConstructionBlock, Concrete
RoofShingle
FoundationBlock
FacesWest
SubdivisionLAKE HAVEN ESTATES
CountyHighlands
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s)
FlooringLaminate, Tile
AppliancesDishwasher, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
Lot Size0.24 acres (10,250 sq ft)
Lot Dimensions82 x 125
Road SurfacePaved
0

Utilities

WaterPublic
SewerNone
UtilitiesBB/HS Internet Available, Cable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$290,000
Original Price$295,000
Annual Taxes$2,622 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1A
Parcel #C01352802001600060

Directions

From US-27, head west on Golfview Rd, turn left on Lakewood Rd, turn left on Dozier Ave, then turn left onto Harder Ave. Property is on the left.

Location

4524 HARDER AVENUE, SEBRING, FL 33875

Listing Information

OfficeLPT REALTY, LLC
ListedJune 24, 2026

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Home Price

$290,000

20% ($58,000)
6.75%

Loan Term

Principal & Interest$1,505
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,921
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How to Buy This Home

Multiple financing options available for this $290,000 home in SEBRING.

🏛️

FHA Loan

$10,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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