$85,000
245 RAMSGATE WAY, HAINES CITY, FL 33844
Beds
2
Baths
2
Sq Ft
1,040 sq ft
Year Built
1990
Lot Size
0.09 acres
Garage
—
About This Property
This is the one you have been looking for! Own your land and run your own life as this is a community owned by the residents and we make the decisions (I live here!) The HOA includes everything except your electric bill and lawn mowing! This 1990 Double Wide is 1040 sf plus a front lanai and has a 2024 roof, 2018 AC. The kitchen has engineered hardwood floor and SS Appliances. Washer and Dryer are in the Shed that provides storage space for all those extra items. Great bones for your project as this is quite original. Rehab loans provide the fix you are looking for, such as flooring, window, plumbing, skirting upgrades. Call listing agent for best lenders! Enjoy 18 holes of golf for just $5 green fees in this Gated, Golf Community, located just outside of the city, and approx. 1.25 hrs. from either coast. Great access to Disney, Legoland, and BOK Tower, just to name a few local attractions. In this very friendly, resident-owned community, you can be as active or inactive as you choose! Gatherings at the private Pub or the Community Room, fishing & boating on Lake Henry (dock within the community), gardening, tennis, golf, shuffleboard, pickle ball, horseshoes, swimming in the heated pool, enjoy the hot tub or the 24/7 workout room! Contact this community's website for documents, including Rules/Regs, Application, Financial, and Bylaws. HOA INCLUDES A DVR PLUS 2 HD CABLE BOXES AND INTERNET! (Minimum age in this 55+ community is 50 years old)
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From Hwy 27, go west on 17/92 2 miles. SWGT on your left. Turn in and continue on the Blvd past the club house. Turn RIGHT at Newcastle, then LEFT on York Cottage, where you immediately turn left onto Ramsgate Way. Home is on your right
Location
245 RAMSGATE WAY, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$85,000
Loan Term
How to Buy This Home
Multiple financing options available for this $85,000 home in HAINES CITY.
🏛️
FHA Loan
$2,975 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$4,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 22, 2026.