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$215,000

5 MOONLIGHT LANE, WINTER HAVEN, FL 33884

Active0 days on market

Beds

Baths

Sq Ft

952 sq ft

Year Built

1973

Lot Size

0.18 acres

Garage

—

About This Property

Welcome to 5 Moonlight Lane in Winter Haven, Florida! This charming 2-bedroom, 2-bath home offers 952 square feet of comfortable living space with 1,304 total square feet under roof. This home features a functional layout with inviting living area, a covered back porch perfect for relaxing or entertaining, and a storage shed providing additional outdoor storage and a spacious backyard offering room to enjoy outdoor activities, gardening, or gatherings. Enjoy the benefits of no HOA and no CDD fees while living in a convenient Winter haven location near shopping, dining, schools, and everyday amenities. This home is also just minutes from LEGOLAND Florida Resort and other local attractions. Conveniently located between Orlando and Tampa. Whether you are looking for a primary residence, seasonal home, or investment opportunity, this property offers comfort, convenience, and the opportunity to enjoy the Florida lifestyle.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #P4939307

StatusActive

Year Built1973

Total Rooms9

ConstructionBlock, Concrete

RoofShingle

FoundationBlock, Concrete Perimeter

FacesNorth

SubdivisionHAVEN GROVE MANOR

CountyPolk

OwnershipFee Simple

FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Skylight(s)

FlooringTile, Vinyl

AppliancesConvection Oven, Cooktop, Dishwasher, Dryer, Washer

LaundryIn Kitchen

CoolingCentral Air, Wall/Window Unit(s)

HeatingElectric, Heat Pump

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Private Yard

Lot Size0.18 acres (7,902 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer, Septic Tank

UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$215,000

Annual Taxes$1,637 (2025)

ZoningR-2

Parcel #272907000000033620

Schools

ElementaryGarden Grove Elem

MiddleDenison Middle

HighWinter Haven Senior

Directions

From Cypress Gardens Blvd (SR 540), turn north onto Lazy Lane (near Legoland Florida). Turn left onto Moonlight Lane. Continue to the end of the cul-de-sac; home is on the right.

Location

5 MOONLIGHT LANE, WINTER HAVEN, FL 33884

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1

ListedJuly 13, 2026

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Home Price

$215,000

Down Payment20% ($43,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,116

Property Tax (est.)$197

Insurance (est.)$150

Total Monthly$1,463

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Nearby Schools

Elementary School

Garden Grove Elem

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Middle School

Denison Middle

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High School

Winter Haven Senior

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How to Buy This Home

Multiple financing options available for this $215,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,525 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.