Skip to main content
1 / 48

$179,900

12 SADDLEBAG TRAIL, LAKE WALES, FL 33898

3D Tour
Active82 days on market

Beds

2

Baths

2

Sq Ft

864 sq ft

Year Built

2005

Lot Size

0.10 acres

Garage

—

About This Property

Located in the highly sought-after 55+ gated community of Saddlebag Lake Resort, this beautifully maintained Jacobsen 2-bedroom, 2-bath manufactured home is being offered fully furnished and is ready for you to enjoy from day one. Designed for both comfort and convenience, the home features attractive Pergo laminate flooring throughout the main living areas, offering style and easy maintenance. The well-appointed kitchen is equipped with a full suite of stainless-steel appliances, including a glass-top range, double-door refrigerator with ice maker and water dispenser, dishwasher, and microwave. Adjacent to the kitchen, the dining area features a table and chairs and a built-in cabinet, adding both character and convenient storage. One of the home's standout features is the spacious bonus room at the rear, providing the perfect space for a home office, craft room, hobby area, or additional living space. Outside, you'll find even more to love. A two-car carport offers ample covered parking, while a full-length covered walkway with durable composite decking leads to a relaxing, screened porch overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind in the evening. Outside, you'll find even more to love. A two-car carport offers ample covered parking, while a full-length covered walkway with durable composite decking leads to a relaxing screened porch overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind in the evening. The low HOA fee includes water, sewer, garbage collection, and access to an impressive array of resort-style amenities. Residents enjoy a welcoming clubhouse with planned social activities, a sparkling community pool, screened hot tub, covered professional-grade shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a recreation center featuring pool tables, fitness equipment, and a sauna. Outdoor enthusiasts will appreciate boating and fishing on beautiful Saddlebag Lake, relaxing on the community beach, or reserving the beach house for private gatherings. The pet-friendly community also features a dedicated dog park conveniently located near the driving range. Additional conveniences include an on-site post office and library. If you're looking for an active, carefree Florida lifestyle in a vibrant waterfront community, this exceptional home checks all the boxes. Schedule your private showing today—this exceptional home won't last long, and you won't want to miss the opportunity to make it yours!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #P4939315
StatusActive
Year Built2005
Stories1
Total Rooms6
ConstructionVinyl Siding
RoofShingle
FoundationCrawlspace
FacesEast
SubdivisionSADDLEBAG LAKE
CountyPolk
OwnershipFee Simple
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecuritySecurity Gate

Exterior & Lot

ExteriorRain Gutters
Other StructuresShed(s)
Lot Size0.10 acres (4,500 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$680 / Quarterly
Senior CommunityYes

Financial Details

List Price$179,900
Annual Taxes$2,084 (2025)
FinancingCash, Conventional
ZoningPUD
Parcel #283001939010004280

Directions

Hwy. 60 to Saddlebag Lake Rd turn left. Follow to the parking lot, get out of your vehicle and ring the call button, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. The home will be on the left.

Location

12 SADDLEBAG TRAIL, LAKE WALES, FL 33898

Listing Information

OfficeWATSON REALTY CORP.
ListedJuly 16, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$179,900

20% ($35,980)
6.75%

Loan Term

Principal & Interest$933
Property Tax (est.)$165
Insurance (est.)$150
Total Monthly$1,248
Full Calculator →

How to Buy This Home

Multiple financing options available for this $179,900 home in LAKE WALES.

🏦

Conventional

$8,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Lake Wales

More Homes in Lake Wales

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

Call (813) 733-7907TextContact