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$340,000

108 LAGOON ROAD, WINTER HAVEN, FL 33884

3D Tour
Active67 days on market

Beds

3

Baths

2

Sq Ft

1,735 sq ft

Year Built

1973

Lot Size

0.20 acres

Garage

2

About This Property

Established Neighborhood in SE Winter Haven, convenient location. This 3Bedroom 2Bath has just had partial upgrading, new Metal Roof only 3 years old. 2-car garage with washer/dryer -Back yard has fencing on the back and sides so very little needed to completely fence in, room for dogs to run and play and family gatherings. Room to add patio/outdoor family area. Family room boasts a stone faced wood burning fireplace with built in shelving on each side. Large living room with open Dining at one end. Enclosed Foyer with tile flooring, ceiling fans throughout with skylights in each bathroom. Great family community.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939470
StatusActive
Year Built1973
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofMetal
FoundationSlab
FacesWest
SubdivisionFLA HIGHLANDS CO SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Chair Rail, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Skylight(s)
FlooringCeramic Tile, Concrete, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryIn Garage
WindowsAluminum Frames
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Private Yard
Lot Size0.20 acres (8,760 sq ft)
Lot Dimensions80 x 110
Lot FeaturesIn County, Level
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$340,000
Annual Taxes$3,737 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-1
Parcel #262836663000000913

Directions

From 27 N to 542 Cypress Gardens Rd - to lake Daisy Rd to R on Lake Ned Rd to Coleman Drive to Lagoon Drive sign in yard

Location

108 LAGOON ROAD, WINTER HAVEN, FL 33884

Listing Information

OfficeMUSIC REALTY
ListedJuly 31, 2026

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Home Price

$340,000

20% ($68,000)
6.75%

Loan Term

Principal & Interest$1,764
Property Tax (est.)$312
Insurance (est.)$150
Total Monthly$2,226
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How to Buy This Home

Multiple financing options available for this $340,000 home in WINTER HAVEN.

🏛️

FHA Loan

$11,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.

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