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$173,000

41 N 20TH ST UNIT 18, HAINES CITY, FL 33844

3D Tour
Active73 days on market

Beds

2

Baths

2

Sq Ft

880 sq ft

Year Built

1987

Lot Size

0.09 acres

Garage

1

About This Property

***SELLER MOTIVATED***Tucked inside the gated 55+ community of Landmark Baptist Village, this inviting 2-bedroom, 2-bath home offers a relaxed and easygoing Florida lifestyle. The split-bedroom layout provides added privacy, while the comfortable living and dining area creates a welcoming place to gather, unwind or entertain. Several important improvements have already been completed, including an HVAC system installed in 2024 and a roof replaced in 2018. Dual-zone climate control allows the temperature to be regulated independently in two sections of the home, providing added comfort and flexibility. A portable backup generator offers extra peace of mind during unexpected outages, and the attached one-car garage provides convenient parking and storage. Enjoy gated community living close to downtown Haines City, shopping, dining, medical services and everyday conveniences. With US 27 nearby, Winter Haven, Davenport, Interstate 4 and Central Florida attractions are conveniently accessible. Whether used as a year-round residence or a Florida retreat, this charming home is ready for its next owner.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939483
StatusActive
Year Built1987
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLANDMARK BAPTIST VILLAGE
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorThermostat
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.09 acres (4,029 sq ft)
Lot Dimensions62 x 65
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$90 / Monthly
Senior CommunityYes

Financial Details

List Price$173,000
Original Price$180,000
Annual Taxes$2,501 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESIDENTIAL
Parcel #272728776623001800

Directions

From Hwy. 27, turn North on Hwy 17/92 (Hinson Ave). Turn left on N. 20th St. Turn left at the 1stgate. Turn right, follow all the way around the curve, and home on the right.

Location

41 N 20TH ST UNIT 18, HAINES CITY, FL 33844

Listing Information

OfficePALM RIDGE REALTY
ListedAugust 3, 2026

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Home Price

$173,000

20% ($34,600)
6.75%

Loan Term

Principal & Interest$898
Property Tax (est.)$159
Insurance (est.)$150
Total Monthly$1,206
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How to Buy This Home

Multiple financing options available for this $173,000 home in HAINES CITY.

🏛️

FHA Loan

$6,055 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,650 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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