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$294,500

5638 ROYAL HILLS STREET, WINTER HAVEN, FL 33881

3D Tour
Active43 days on market

Beds

4

Baths

2

Sq Ft

2,012 sq ft

Year Built

2006

Lot Size

0.19 acres

Garage

2

About This Property

WELCOME TO THIS WELL-KEPT PROPERTY WITH LOW HOA FEE. THIS IS A SPLIT PLAN FOUR BEDROOM/TWO BATH HOME. THE PROPERTY HAS A LIVING, DINING AND FAMILY ROOM. THE EAT-IN KITCHEN IS LIGHT AND BRIGHT. THERE IS AN INSIDE LAUNDRY ROOM. THE BEDROOMS ARE NICELY SIZED. VAULTED AND CATHEDRAL CEILINGS ALONG WITH NUMEROUS PLANT SHELVES ADD CHARACTER TO THIS HOME. THERE IS A SCREENED PORCH OFF THE FAMILY ROOM THAT LOOKS OUT AT THE TOTALLY FENCED BACK YARD. THIS HOME IS CENTRALLY LOCATED AND CLOSE TO SHOPPING, I-4, HWY 27 AND BETWEEN TAMPA AND ORLANDO. PRICED TO SELL. NEW A/C & ROOF IN 2022.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939553
StatusActive
Year Built2006
Total Rooms13
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionROYAL HILLS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate, Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Private Yard, Sliding Doors, Storage
FencingVinyl
Other StructuresShed(s)
Lot Size0.19 acres (8,451 sq ft)
Lot FeaturesIn County, Landscaped, Level
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$300 / Annually
Senior CommunityNo

Financial Details

List Price$294,500
Original Price$324,900
Annual Taxes$4,064 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #262801521037000990

Directions

Take 1st Street heading North to continue on Lake Silver Dr. Continue on First Street that becomes SR 544 E. Stay on for approximately 5.2 miles, then turn left onto Old Lucerne Park Rd. Turn right onto Royal Hills Blvd, then left onto Royal Hills Circle then right on Royal Hills Street. House will be down on your right. Sign on property.

Location

5638 ROYAL HILLS STREET, WINTER HAVEN, FL 33881

Listing Information

OfficeQUINN & COMPANY REALTORS, LLC
ListedAugust 20, 2026

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Home Price

$294,500

20% ($58,900)
6.75%

Loan Term

Principal & Interest$1,528
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,948
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How to Buy This Home

Multiple financing options available for this $294,500 home in WINTER HAVEN.

🏛️

FHA Loan

$10,308 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,725 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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