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$364,900

4381 PUMICE DRIVE, LAKELAND, FL 33811

3D Tour
Active58 days on market

Beds

5

Baths

3

Sq Ft

2,885 sq ft

Year Built

2022

Lot Size

0.15 acres

Garage

2

About This Property

Experience the allure of waterfront living in this impeccably maintained 5-bedroom, 3-bathroom residence, nestled in the appealing Riverstone community. Showcasing a harmonious blend of space and style, this home boasts a great room that seamlessly connects with the kitchen and dining area. This open layout not only promotes a sense of togetherness but also offers a serene water panorama. The kitchen exudes modern elegance, featuring pristine quartz countertops, complemented by sleek stainless steel appliances. A generous closet pantry and a practical mudroom area further elevate convenience. The kitchen island, a natural focal point, serves as a perfect hub for gatherings. The first floor encompasses a versatile bedroom and full bathroom, providing flexibility for guests or transforming the space into a playroom or bonus room. Additionally, a den offers the perfect blend of productivity and leisure, accommodating your unique lifestyle needs.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939562
StatusActive
Year Built2022
Stories2
Total Rooms3
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionRIVERSTONE PH 5 & 6
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringCarpet, Vinyl
AppliancesOther
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
Lot Size0.15 acres (6,625 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$177 / Monthly
Senior CommunityNo

Financial Details

List Price$364,900
Original Price$390,000
Annual Taxes$8,004 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232917141625003130

Directions

From W Pipken Rd, turn on to Medulla Rd, right on Siltstone St, left on Siltstone St, left on Pumice

Location

4381 PUMICE DRIVE, LAKELAND, FL 33811

Listing Information

OfficeALLSTATE REALTY SERVICES
ListedAugust 11, 2026

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Home Price

$364,900

20% ($72,980)
6.75%

Loan Term

Principal & Interest$1,893
Property Tax (est.)$334
Insurance (est.)$150
Total Monthly$2,378
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How to Buy This Home

Multiple financing options available for this $364,900 home in LAKELAND.

🏛️

FHA Loan

$12,772 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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